Ask Larry

Widow's Benefits

Would My Wife Get My Full Benefit Rate When I Die Even If She Files For Her Own Benefits Early?

I hope you can answer a question about Social Security Benefits.

I was the higher wage earner by about 2 to 1.
My wife, Rose is now 63.5 (BD 12/1954) years old and I just turned 67 (BD 05/1951) in May 2018.
When I run a Social Security Strategy, depending on the age variables used, one results in Rose filing
now for her benefits and I file a Restricted application for spousal benefits on her account and do not
apply for the benefit on my account until I turn 70 in 2021.

Posted: 
Tuesday, June 5, 2018 - 07:14

Should My Widow's Benefit Have Increased When I Was Determined To Be Disabled?

my husband died in 2013.
i received widows benefits in 2015 when i turned 60..

-i had applied for disability in 2012 but was denied over and over by the same judge-
final denial December 2015

i reapplied for disability without a lawyer
and was approved for disability dated back to December 2015,
the same month and year the judge denied me...???

**i was told my social security should have gone up[by friends ]

Posted: 
Wednesday, May 30, 2018 - 20:13

Are You Allowed To Work And Claim Widow's Benefits?

Are you allowed to work and if you have foster children are you allow to claim then if you are a Widow

Hi,

Having foster children would not affect your Social Security options. In order to qualify for widow's benefits, you must meet the requirements described in the following section of Social Security's handbook: https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html.

Posted: 
Sunday, May 13, 2018 - 12:57

If I File For My Benefits At Age 62 Will It Reduce My Potential Widow's Rate?

Hi Larry, my husband is 67 and I am 58. We are both retired and he began SS at 66. His salary and working years were much higher than mine. If I take reduced SS on my work record at 62, will it reduce my potential widows? I have Get What’s Yours, but the answer to this evades me.

Hi,

No, regardless of when you start drawing your own Social Security retirement benefits your combined benefit rate as a widow would increase to your husband's full rate provided that you are at least full retirement age when you start drawing widow's benefits.

Posted: 
Thursday, May 10, 2018 - 17:09

Do I Still Qualify For Benefits?

my husband died in 1992 he was 31 years old. i am now 60, we were only married several years. from 1988 until his death in 1992. i remarried for a very short time and was divorced it should have been annulled but due to a bad lawyer and several mistakes on my part my ex filed for divorce to stop it...long story. Do i qualify for benefits?

Hi,

Posted: 
Sunday, May 6, 2018 - 11:14

Is There A Salary Limit If I Return To Work And Will I Still Collect A Widow's Benefit?

I will be 65 this July. Just got let go from my job. Yesterday I filed for widow's benefit. My late husband passed in 2001 at 57. I was told I will collect 95.2% of his social security. I HOPE to get a job earning a decent salary and will work until 70. Is there a salary limit and will I still collect widow's benefit? Thank you.

Hi,

Posted: 
Saturday, May 5, 2018 - 23:11
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