Dear Larry (and Jerry, Mike, John, Alex and Issac),
I have a question about widow's benefits. My spouse was on disability when she died. Their Social Security Disability benefit was approximately $930.00 per month, and they died in 2015 at the age of 51. I know that I can claim widow's benefits as early as age 60 (which will be in seven and half years). My questions are as follows:
What amount would I receive as a widow when I am 60?
Does claiming the widow's benefit affect the amount or timing of my Social Security benefit?
I am 60 and receiving social security disability of $2200. My wife makes $10,000 a year. She is 60, if she claims early her benefit will be about $600 dollars. If she claims reduced spousal benefits it will be approximately $750. My question is when I die , assuming after age 66 will she receive my benefits of $2200, or will they be reduced because she claimed early benefits. Is there a better stategy. Thank you.
First: I stumbled on your website recently while researching a SSA nightmare a friend is involved in, and am SO impressed with everything about it and you, the founders and contributors. I've recommended it to several couples in the last few months. Keep up the great work!
Hi Larry, I am a 61 year old widow , my husband passed away July 2014 . He had not filed for any Social Security Disability, there was not time. Mike was four years older than myself and he actually retired at age 48.I am having financially a difficult time. Can I draw any amount of widows benefit and still work to keep my health insurance? Last year I made just under $40,000. It is just hard to make it on 1 salary in our household.I do not plan to remarry, and I have paid things off and lowered my bills as much as I can. Help
My husband was 61& never collected any ss. I will be 64 in August, & that's when I want to start taking widows benefits.Will I qualify for the reduced benefit at 90% or will I qualify for the amount he would've collected at full retirement age? I'm unsure of the rules. Also I want to get your. software but I don't have my husbands ss records. Will I still be able to use your software & get an accurate benefit amount?
I'm sorry for your loss.
I have a basic question that I was unable to receive a straight answer to from the SS representative whom I spoke with.
My husband, 9yrs 4 mo older than me, died in January, 2017. He worked until 70 and was receiving full SS benefits from about 70 to presnt. I am working full time. I was told that I can only make a certain amount of money (toward $17,00) and then there is a rated system for every couple of dollars I make and this reduces the benefit to over $400 less a month than I would recieve if I was at my full retirement of 66 years old.
my husband died in 1992. When i retire in June 2018, how will that affect the social security benefits i receive in his name?
Hi Mr Larry
I'm the surviving spouse of a Retired Military Veteran. I am drawing both DIC Benefits & DFAS-SSIA Benefits. I was told, at the time of my husband's death in 2011, that I could begin drawing from his SS benefits when I reached age 60. I will be 60 in April of this yr (2017). My question is... Will I lose my surviving spouse military benefits (either all OR partial) when I start drawing benefits from my late husband's SS?
Thank I for your help.
My husband died in 2015 at the age of 64. He had been receiving disability social security. I had retired in 2010. Today,Feb 24, 2017, I am 62 but will be 63 in April. Social Security said I could not draw his social security because my benefit was more than what he was drawing. I did not have all my quarters in and had to go back to work part-time. Now, I do have my quarters in, BUT was told it wouldn't even pay $100 per month. It seems unfair for the widows that we cannot draw our spouses ---even a small portion-- from our spouse.
Thank you for your column & advice. I'm trying to help my recently widowed sister in law. Her husband passed away last Sept 2016 at 68. He signed up for social security at 62. She sign up at 63. She will be FRA (66) in March 2016. Is she eligible to be grandfathered? They never knew about the new rules about to happen in 2016. I am reading your revised book & have purchased the software. But what steps if any would you recommend to her to acquire more monthly income? Her current amount is $3.00 more than what her husband received per month.