I am 63. If I collected Social Security now, I would get about 1800.00 per month. How could my spouse get the maximum amount, which is 50%? Her amount from her work history would only be about 140.00 per month.
Thank you.

Hi,

It has been our plan for me to take my spousal benefit at age 66. A financial advisor recommended this after using your calculations. I have been reading "Get what's yours" and am confused. If I were to take 1/2 (approximately) of his Social Security at 66,( the spousal benefit, correct?)does he have to suspend taking his SocialSecurity? He's been retired since age 62, five years.

Hi,

No, spousal benefits are an auxiliary benefit paid in addition to the worker's own benefit.

Can I receive spousal benefits? I turned 65 in 12//2015. My spouse is retired, age 75 and receiving social security benefits. In April of 2016 I was told by social security I could not receive spousal benefits due to the laws passed in Nov 2015. I recently (Sept 2107) learned that I can receive spousal benefits by filing a restricted application. My goal is to continue working until age 70 and if allowed collect spousal benefits.

Hi,

I will be 64 years old in October 2017. I retired 2 years ago in November 2015 and I was 62. I started collecting ever since. I am asking, Is there any way I can collect from my husband social security instead of mine. I am making lest money and he is making more. How is that be possible? What should I do.

Hi,

You can check with Social Security to see if you're eligible for spousal benefits, but you will only qualify if your husband is receiving his benefits and 50% of his full retirement age rate (PIA) is higher than your own PIA.

I will be reaching FRA (age 66) this November, I am no longer employed and not collecting SS.
My wife currently aged 66, is still working full time. Can I receive spousal benefits from her SS after November?

Hi,

I'm 66 and drawing in my social security since age 62, and also working part time. My husband is going to be 63 in Oct 2017,planning to work until retirement age which i think is 66 when he retire can i draw from his ss as his amount is supposed to be higher than my 2,300. Verse 500. Thank you

Hi,

I receive a federal annuity from a deceased spouse. I will be 65 next month. I did not work enough quarters to receive social security and am not sure I would qualify because of the annuity. I have been married currently for 9 years. Can I apply for social security from my current husbands social security benefit? I also receive federal health insurance. Do I need to apply for Medicare even though I might not be eligible for social security? I understand there is a penalty if I do it later. How would having Medicare benifit me?

Hi,

I began drawing my social security at 63 two months ago My husband plans on working until 70. Can I draw half of his benefits when he begins recieving benefits. If not when he dies can I draw all of his benefits should he die before me

Hi,

Hi Larry, My husband started his SS benefits at age 70 and I have never worked outside of the home. I would like to file for reduced spousal benefits in 9 months when I turn 62. I understand that this would permanently reduce my widows benefit should my husband pass away before I reach my FRA of 66 +4 months. My question is, will my filing for reduced spousal benefits, at age 62, reduce my widow benefit, even if I was over my FRA when he dies?

Hi, I am 62 years old and my husband will be 70 in December. He is going to apply for Social Security benefits now. I plan to retire next year after I turn 63 in April, am I eligible for spousal benefit? We have purchased your software and tried a couple scenarios - one with me retiring at full retirement age in 2021 and one at 63. Neither scenario comes up with any spousal benefit numbers, is that possible or am I missing something? Please help!
Thanks!

Hi,