It has been our plan for me to take my spousal benefit at age 66. A financial advisor recommended this after using your calculations. I have been reading "Get what's yours" and am confused. If I were to take 1/2 (approximately) of his Social Security at 66,( the spousal benefit, correct?)does he have to suspend taking his SocialSecurity? He's been retired since age 62, five years.

Hi,

No, spousal benefits are an auxiliary benefit paid in addition to the worker's own benefit.

Your plan sounds fine, but you may want to use the maximization software available on this website to make sure that you choose the best possible filing strategy.

Best, Jerry