Spousal Benefits

Can My Wife Draw On My Account?

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I am 61 and working. My wife, who worked in public education and thus never contributed to social security, is 68. Can she file for spousal benefits at this time? If so, should she file and suspend?

Thanks!

Hi,

Your wife can't be entitled on your account until you are. You must either be disabled or at least age 62 to be entitled on your account, so she couldn't be eligible for spousal benefits now.

I Have a Non-Covered Pension, Can I Collect Spouse's and Widow's Benefits?

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I am 67 years old, retired, and have a good retirement benefit from my working for 37 years from the University of California. I did not contribute to Social Security and my UC pension is quite good (over $6,000 per month). My husband has paid into Social Security for 40 years. He is now 69, retired, and also has a pension from UC. He is waiting until he is 70 to begin collecting Social Security. I have two questions: 1) Am I able to collect any spousal benefits from now until he begins collecting? 2) If he dies, will I receive any spousal benefits? Thanks.

Can My Wife File for Spouse's Benefits While My Benefits are Suspended?

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I recently retired at 66 February 2016 and filed and suspend. My benefit is 2188 monthly. My wife retires at 66 October 2016 with benefit of 2208 monthly. Social Security agent stated my wife could file and defer until 70.5 and collect spousal benefits.
Question: can my wife file for deferred benefit at 66 and then collect spousal benefit?

Thanks in advance
Howard

Is Filing and Suspending a Good Idea before Filing for a Spousal Benefit?

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Hi, I am 73 and have been collecting SS since I turned 62. My wife will be 66 next April. Can she file and suspend until she reaches 70 and still collect Spousal benefits between 66 and 70? I know there have been some changes recently that may prevent this strategy but I've also heard that you can do this. If she can, what is her benefit based on, my current benefit or my full benefit if I had waited until age 66 to file? Thanks, Bill

Are The Amounts Social Security Gave Us Correct?

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Larry, I will be 70 in June 2016. Recently my wife and I went to the local Social Security office and I completed the paperwork to start drawing my Social Security the month I turn 70. My wife was born January 1, 1952 and turned 64 on January 1, 2016. I know that she can draw one-half of my social security once I start drawing. However, we would like for her to draw one-half of mine until she turns 70, allowing her benefit to grow, then draw on her own benefit at 70.

How Are Spousal Benefits Calculated?

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IS THE 50% SPOUSAL BENEFIT ALWAYS 50% OF THE OTHER SPOUSE'S FULL BENEFIT?

I am 71 and my wife is 66. I have been collecting regular SSA at the reduced rate of course since 62. My wife still works and she does not collect. It appears that her spousal benefit is 50 percent of what my benefit would have been had I waited to collect at 66 as opposed to half of what I actually get. Is this correct? What is the logic?

Hi,

Could I Have Collected A Spousal Benefit From My Lower Earning Wife?

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Hi Larry,

I am 69. When my wife turned 66, I filed and then suspended. She is getting spousal benefit (Half of what mine would have been) I guess she filed a restricted application. Her own benefit would be much lower. At 70 I will apply. At 70 she can apply if it is then more than spousal benefit. My question is did I miss out or could I have gotten a spousal benefit from her. Thank you so much and yes I am writing your name in for President!

All best, Ken

Hi Ken,