My wife is turning 64 this year and I am turning 52 been married 31 years can she retire using my benefits? or what can we do to maximize het benefits? thank you.

Hi. No. You would need to be collecting either Social Security retirement or disability benefits in order for your wife to potentially qualify for spousal benefits from your account.

I’ve been on Social Security Disability since February of 2012. I was 49 years old. My wife and I are divorcing this year. She has been collecting her Social Security since she turned 62 in 2017. Can she now file for spousal Social Security, since mine is more than hers?

I started collecting from my husbands social security at 62 I am 78 and he is 89 can I collect 1/2 now

Hi. No. The percentage reduction that's applied to your benefit rate if you collect benefits prior to your full retirement age (FRA) is permanent. The reduction for age doesn't go away when you reach FRA or any subsequent age.

Hello. Will my 64yo wifes SSDI benefits since 55yo be cut if I at my fra who’s still working and I choose to take spousal benefits instead of my own benefit for my benefits continued growth for delayed credits and take my own benefit a year or two later.

I currently collect from a state pension plan. Would I be eligible for spousal benefits from social security from my wife’s earnings and when?

Hi. You may quality for spousal benefits if you're at least age 62 and if your wife is collecting Social Security retirement or disability benefits, but it sounds like your spousal benefits would be at least partially offset due to the Government Pension Offset (GPO) provision (https://www.ssa.gov/pubs/EN-05-10007.pdf).

Good evening Larry I am 67 I started my disability ss at age 60 I have been married two years my social security is 884 an let’s say his is 1200.00 what would I get in spousal benefits? Thanks in advance

I'm 63 10yrs older than my husband of 25 yrs. I lack 6 credits to be eligible for s.s. .Will I be eligible for ssi when I turn 65 if my husband makes to much .Can I divorce my husband for 2yrs. and still live with him to be eligible

I plan to wait to age 70 to begin Social Security. At that time my wife will reach her FRA as well and we plan to begin her Spousal benefit (50% of my FRA benefit) as well, which would be more than her retirement benefit. She is 62 and has credits for a small retirement benefit of her own which would be several hundred dollars a month if started now (with the early benefit penalty). If we were to start her benefits early, then begin spousal benefits when she reaches FRA would the Spousal benefit be reduced based on having started her work benefit early?

As the higher wage earner, I'm applying to start SS next month on my 70th bday. My husband(77)has been collectng a small benefit since his full retirement age(66). Once I file, I've read that he can file for spousal benefits that could go back 6 months. Is this true? Would it hurt my benefit?

I am older than my spouse by 8 years. He is the main earner & I only worked occasionally throughout the years. I have received my Social Security Statement showing I can start drawing now or wait. If I start now I will receive $356. Am I eligible for any of his benefits if I start drawing early even if he isn't ready to start drawing and won't be until 2029, I believe? What difference would it make if I wait till full benefits age?