I was born October 1939. I took my SS retirement at age 62. My husband and I married in 2018. He was also born in 1939 and took his SS retirement at age 62. My husband's PIA is greater than mine. I applied for spousal benefits after our marriage and was awarded spousal benefits beginning November 2019. Should my benefit be 50% of his retirement benefit rate?
No. Any reduction for age applied to a person's Social Security benefits is calculated independently based on their age when they start drawing the benefit.