Spousal Benefits

Can You Please Shed Some Light On Why My Wife Can't Get Spousal Benefits?

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My wife started collecting SS in 2015 at 63. She now collects $11,532/yr. I started collecting in 2012 at 66. I now collect $27,292/yr. We were told by a financial advisor and an accountant that my wife should qualify for more benefits based on the 50% rule of my benefits being more than double hers. Went to the SS office and spent 1/2 day waiting to see someone who said no and shown us a page of numbers that made no sense. My calculus class in college made more sense.

Can My Husband Receive Benefits On My SSDI Without Triggering Deeming For His Own Retirement?

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Hi Larry-- I am currently receiving SSDI. My husband, who will be 64 in August, will be forced into early retirement this summer. Can he receive benefits on my SSDI without triggering deeming for his own retirement? Should he wait till FRA to do so? He would like to postpone taking his own SS Retirement until 70 to maximize his benefits. At full retirement age (I am 61 now) , can I suspend and let my retirement benefit grow until 70 as well?

Hi,

If My Wife Files For Her Benefits Now Will She Be Eligible For The 50% Spousal Benefit When She Reaches FRA?

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I am 63 and my wife is 64. I will retire next month and start drawing on SSA (reduced ~$3000). If my wife decides to start drawing also (~$500) will she be eligible for the 50% spousal benefit when she reaches FRA and will it be based on my FRA amount or my reduced amount.
Thanks

Hi,

Your wife couldn't file for her own benefits without also being deemed to file for spousal benefits. And, if she starts drawing both benefits before full retirement age (FRA) they'll both be reduced for age.

Can I Receive Retroactive Benefits As A Spouse From When My Children Were Under Age 16?

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My husband has is receiving disability. In 2012 I did not receive any income while my husband was on disability. Can I receive retro active benefits as a spouse that I was entitled to that I did not apply for as a spouse when our children where under 16 years of age? When my husband applied for social security, I did not realize I was entitled to receive benefits if I did not have any income in a particular year.

Hi,

Can My Wife Collect Spousal Benefits Without It Affecting My Social Security Payments?

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I am 58 and still working. My spouse is 63 and never paid into SS. Can she collect Social Security (Spouse benefit) and not have it effect my Social Security payment? Also, I'm retired from the Military and collect retirement payment, will that have and effect on my SS benefit?

Hi,

Can I Get Spousal Benefits On My Wife's Record?

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I'm trying to see if I qualify for spousal report off my wife record I was getting SSI at age of 57 When I Became 62 I switch over to Reduced Retirement Benefits My Wife Just Started To Get Social Security At Age Of 62 She Worked Longer Then I Did and Made more money Too How Do I Get Spousal Benefits Off Her Record And Who Will Be Able To Calulate That For Me To See Will That Be Benefiscal For Me I'm Not Sure Of Her Social Security Reduced Benefits I Went From 778 SSI To 927 Social Security

Hi,

Is Social Security Correct That I Can't Switch To Spousal Benefits?

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I am 10 months older than my wife. Her SS benefits are larger than mine, so I filed for retirement at full retirement age, and she began receiving spousal benefits. Last November at the age of 70 when she filed for benefits on her own account, I planned to change to spousal benefits on her account. But we were told by the SS representative that I could not. My increase would have been over $100/month. Is what the SS rep told me correct? Thank you.

Hi,