My wife is turning 64 this year and I am turning 52 been married 31 years can she retire using my benefits? or what can we do to maximize het benefits? thank you.

Hi. No. You would need to be collecting either Social Security retirement or disability benefits in order for your wife to potentially qualify for spousal benefits from your account.

You and your wife may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine the best overall strategy for maximizing your benefits.

Best, Jerry