Spousal Benefits

Can My Wife Claim Her Own Benefit And Later Have It Increase To 50% Of My Benefit?

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I plan to claim social security at 70 (mostly to preserve survivor benefits), so this question is about the rules governing claiming strategies for my wife. She was born in 1959 and I was born in 1960, so we are currently 58 and 57. Her own benefit will be modest as she was primarily a homemaker, but she does have a number of years of part time employment. Do I correctly understand that she can claim her own benefit (either early or at FRA), and then have it increase to 50% of my benefit (which will be higher) when I finally claim?

Am I Correct In Thinking That GPO Won't Apply To Us?

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My wife and I are both at FRA and have not claimed SS benefits yet. WEP is applicable to my wife's earnings record. It is not applicable to mine. If my wife applies for spousal benefits on my record will her benefits be WEP reduced? She's worked and paid into SS for the last 22 years. For the 15 years before that she was a teacher and will receive a state teacher's pension based on that work. Also, I am correct in thinking GPO would not apply here? Thanks !

Hi,

When Should My Wife File For Spousal Benefits In Order To Get The Largest Check?

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My wife took her own retirement benefit in Feb 2015 at the age of 62. I was over FRA at the time and filed a restricted application for spousal benefits only immediately after she filed and drew a spousal benefit until I filed for my own retirement benefit in Dec 2017 at age 69 yrs, 3 mo. When should she apply for her spousal benefit in order to get the largest check...now or when she reaches her FRA (66) in Jan 2019? Or does it make a difference in the check amount when she applies? How will it be calculated? Her PIA is $938; mine is $2154. Thanks.

Hi,

Is Social Security Requesting Additional Documentation Because Of New Requirements?

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I am a Canadian citizen and had received spousal pension benefits when my exhusband retired.I am receiving an old age/cpp/ and work pension in Canada.I had received pension benefits in USA with no reduction from my spousal benefit in 2014 to 2016.I have been divorced in 2016 and remarried a US citizen.Therefore that benefit from my exhusband stopped.My current husband has retired.We were advised that I would be entitled for an spousal benefit a year after the date of marriage.When I went to a social security office today they have requested me to submit a green card,statements o

Is My Husband Eligible To Collect Half Of My Benefit Amount?

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I previously asked this with some wrong. Please let me try again and I thank you in advance for a second reply!
Full retirement age for both my husband and me is 66. We both started collecting SS last year at that age. My husband's SS amount is less than half of what I receive (I collect $2000, he collects $800). Is he eligible to collect spousal benefits being half of my amount ($1000)? If so, when would that start if we went to SS to make the change? Would he have to stop collecting now and wait until age 70 for the higher rate? Thank You!

Hi,

Can I Draw Benefits On My Husband's Record At Age 66?

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I was married previously for 23 years but divorced. My current husband and I were both born in December 1952. We've been married for almost 15 years. I have been on disability based on my earned wages since 2011. At 65 in 2017 I filed for Medicare as required. At age 66 can I and would it be wise to file for SSI against my husbands much higher lifetime income and will I get 1/2 or his full benefit amount? Thank you.

Hi,