Ask Larry

Can I Draw Social Security On My Husband?

I will be turning 65 in February and want to know if I can draw Social Security on my husband? He is still living....I have been disabled all my life due to 3 automobile accidents. I’ve never felt sorry for myself. Thank You

Hi. Assuming that you're still married to your husband, you could only qualify for spousal benefits if your husband is drawing Social Security retirement or disability benefits and if his primary insurance amount (PIA) is more than twice as much as your own PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

I don't have enough information to be able to give you any personalized advice, so I would suggest calling Social Security to explore your filing options.

Best, Jerry

Category: 
Posted: 
Oct 26 2021 - 6:08pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.