Spousal Benefits

If My Wife Waits Until Age 70 To Claim Her Own Benefits Could She Still Get Spousal Benefits?

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My benefit amount at full retirement age is $2000. My wife's is $900. I understand her spousal benefit would be $100 per month. If she delayed claiming her benefit until age 70 so that her benefit increased to $1188 (32%) would she still receive the $100 spousal benefit in addition to the higher benefit amount. In other words would she receive $1288 or $1188?
Thanks

Hi,

Would You Define Excess Spousal Benefits?

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Please define "excess" spousal benefits? I am 4 years older than my spouse. I have been the primary income earner. My spouse earned minimal income. I will defer until age 70. Does that mean my spouse can receive half the benefit I receive at age 70 if she waits to file until her FRA or later (and after I file at age 70), or will her spousal benefit peak at the half my FRA benefit even though I defer until 70?

Hi,

Would My Wife Receive A Lesser Survivor Amount If She Takes Spousal Benefits Early?

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I began taking my social security benefit at NRA. I'm 66 and my wife is 61. After reviewing what she would get under the spousal benefit I think that it would be to our benefit for her to take the reduced spousal benefit when she turns 62 in December of 2018. My question has to do with the benefit she would receive should something happen to me. When I retired I began taking my benefit in September of 2017 at NRA which was the maximum benefit allowed. Based on the SS calculators she would receive a little over $900 per month because she would be taking it early.

When Can My Wife Claim The Full 50% Spousal Benefit From SS?

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I am turing 65, m FRA is 66 and plan on supending SS until I am at 67. I will not need Medicare as well until I turn 67. My wife is 63 and will turn 65 at the same time I turn 67. In this way I am mantaining medical insurance up and until she can be on Medicare. Having said this, if I retire at 67 when can she claim the full 50% sposual from SS? She has been a stay at home mom and does not have enough credits to receive any SS on her own.

Hi,

Can My Husband Draw From My Social Security Without Affecting My Dollar Amount?

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Good morning!

I am 70 and drawing Social Security on my own (previously from deceased husband) as of March 2108.
My second husband is 69 drawing Social Security from his deceased spouse benefits.

Can he draw from my Social Security without affecting my dollar amount?
How does this affect my future Social Security?
When is it beneficial for him to draw from his own Social Security?

Hi,

Is It Correct That I Can File For An Excess Spousal Benefit When My Husband Files?

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Hi,
I filed for my social security benefit on my record at FRA in November 2017 at age 66 and my PIA is $1026 per month. Do I understand correctly that I can file for excess spousal benefit when my husband (who turned 64 in March 2018) files for his benefit? He plans to wait until age 70 to file. As of now, his PIA at FRA is $2710.

Or is there a better strategy for us? (I would be willing to withdraw my application if I need a do-over.)

Thanks for your help.

Hi,

Have The Requirements For Child In Care Benefits Changed?

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I have a disabled adult child from birth. I am 62, my wife is 56. It appears to me that she would be eligible for Child in Care benefits but Social Security is saying this benefit is only avail up to the time my son reaches the age of 16. Has the law or requirement changed? Two different people have told us the same thing. Thank you for your time and attention.
Bob

Hi Bob,