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What Is The Best Way To Maximize Our Social Security Benefits?

Wife & husband both 50 years old and still married, both veterans. He served from 1985 through 1989, she served through 1987 through 1992.
Husband has applied for military service connected disability, receives a PERS medical retirement pension due inability to perform job from brain surgery side effects. (worked 1989 through 2004) (he receives permission from them to work every year-so there are no secrets), and is currently working in the civilian sector where he does pay social security and has maxed out his 401k.

Thursday, June 1, 2017 - 07:38

Is There Any Way For My Mother-In-Law To Collect Retroactive Widow's Benefits?

Hello, I am asking this question on behalf of my mother in-law. Her husband died when they were in their early 40's. Much later, when she started inquiring on collecting on his SS, she was told that she had to wait till she was of retirement age. With that, she waited till she was 67, and filed for both herself and to collect on him. She is now almost 70, and just told me this story, when I shared with her that she should have been able to collect on his at the age of 60.

Sunday, May 28, 2017 - 07:13

Can I File For Retroactive Benefits On My Deceased Father's Behalf?

My Dad passed away unexpectedly at age 70 (and 10 months specifically). He just had never gotten around to filing for his retirement benefits though he meant to. Can I file for his retirement benefits retroactively for when he was fully eligible to the benefit of his estate? I've seen his statements and he should have been getting about 2500 a month. There is debt to the IRS and it would help to pay them. No one seems to be able to answer this question...


I'm sorry for your loss.

Friday, May 26, 2017 - 08:09

Will It Help If I Work Enough To Become Insured For Benefits?

I'm 42 and I have been married for 23 years. I only have about 30 credits for SS. I was feeling pressured to finish earning my 40 credits. But after reading some of your articles I'm not sure. I wanted to know would it be best for me to finish earning my credits, only making $10 a hour. Or would it not benefit me. My husband is a engineer so he makes a good living. So i don't need to work but I will if it will help us long term.

Hi Shannon,

Tuesday, May 23, 2017 - 08:05

Do I Have To Inform Social Security If I Get A Settlement From A Lawsuit?



Probably not, unless you receive Supplemental Security Income (SSI) payments. About the only way that Social Security benefits could be affected by a lawsuit settlement would be if the award had something to do with back wages or self-employment earnings.

Best, Jerry

Tuesday, May 23, 2017 - 07:59

Should My Mother Be Able To Collect Back Pay On My Father's Record?

My dad applied for benefits at 62 and was denied because they said he wasn't a citizen after working for years pay ss and serving in Vietnam he had to hire an immigration attorney and prove his citizenship to then get approval at age 69 for his benefits and then died a month or so later. The attorney said my mom should be able to collect on his back pay but just got a denial letter. Is she able to appeal the letter and is she eligible to collect his back pay in which they should have been receiving for years?


Tuesday, May 16, 2017 - 11:39

question about the site

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Monday, May 15, 2017 - 11:06

What Should I Do If I Failed To List A Prior Marriage On My Application?

I have been divorced from my ex wife for over 35 years. I have now applied for SS benefits. On my app I did not list the ex wife. I didn't think there was any reason due to the length of time and the fact she has her own retirement, and I didn't have any documents . She is also now retired and has been receiving her SS benefits for over a year. I have no idea what her monthly benefit is. I now realize that she maybe entitled to benefits under my SS if it is higher then hers. She may not file, who knows. How should I handle this matter?


Saturday, May 13, 2017 - 08:40
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