Is Filing and Suspending Necessary before Filing for a Spousal Beneift?
Hi, Both my wife and I are 66 and we both work. I am drawing my benefit and my wife is getting ready to file. Does my wife have the option to suspend her benefit until she is 70 and draw 1/2 of my benefit? If she has that option, will it reduce my monthly benefit, or will I receive my full benefit and she receives half of mine? Thanks, Leo