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Divorced Spousal Benefits

Will My Divorced Spousal Benefits Be Reduced If I File Before My Ex Reaches Full Retirement Age?

I was married for 13 years. Divorced. I am applying for ex spousal social security benefits when I turn 66 in August. My ex be 64. Are my benefits reduced because he is younger?

Hi,

No. If you are at least full retirement age when you start drawing divorced spousal benefits, you will receive 50% of your ex's full retirement age rate (PIA). He must be at least age 62 or receiving his benefits in order for you to qualify, but beyond that his age is immaterial in calculating your benefit rate.

Best, Jerry

Posted: 
Sunday, June 4, 2017 - 16:40

Can I File A Restricted Application For Divorced Spousal Benefits And Switch To My Own Record At Age 70?

My ex-husband and I have been divorced for over two years and were married for over ten years. We are both at full retirement age and neither of us has submitted a SS claim yet. Even though his benefit would be less than mine, can I still file a restricted claim to begin receiving 50% of his benefit and then change when I reach 70 to start receiving my benefit? Thanks!

Hi,

Posted: 
Wednesday, May 31, 2017 - 07:49

Is It True That I Can't Get Divorced Spousal Benefits Until I'm Age 62?

Larry I'm 55 and disabled and divorced.I receive ssi. My ex husband is also disabled and receives ssdi. I was married for 28 years and was told I could receive ssdi from him..When I called social security they said I have to wait until I turned 62.Can you tell me if that is true..Thank you.

Hi,

Yes, that's true. Age 62 is minimum age requirement for divorced spousal benefits, even if you are disabled. And, if you start drawing divorced spousal benefits prior to full retirement age, they will be reduced for age.

Posted: 
Tuesday, May 30, 2017 - 07:26

Am I Eligible For Divorced Spousal Benefits?

I am the divorced mom of 3 minor children. At the time of divorce my ex-husband filed for Social Security Disability. My 3 children receive support from his social security benefits. However, I receive only $300 per month despite the fact that I was a stay-at-home-mom for the 19 years of our marriage. I receive no spousal support. Can I receive divorced spouse social security benefits, or some other SS benefits?

Hi,

Posted: 
Friday, May 26, 2017 - 07:34

Will My Ex-Wife Receiving Benefits Affect My Or My New Wife's Benefits?

I was married for 23 years before divorcing. I am currently 63 years old and I am remarrying next month. I plan to wait until 70 y/o to draw my SS to maximize my benefits. My questions are: (1) Will any SS benefits that my ex wife can receive from my record affect my SS benefits?, and (2) When I die will my present wife receive survivor benefits unaffected by any benefits received by my ex wife? Thanks !!

Hi,

Posted: 
Saturday, May 20, 2017 - 07:27

Will I Qualify For Divorced Spousal Benefits?

I got devoriced 5 t's ago and have a handicap son he is22. I was marred to his father 18 days short if 10 yrs. I will be 62 in 3 yrs. Same time our son will be out of school . I dont know what i do when hes home allday.also find myself getting extremely exhausted by end of the day taking care of him on the weekends.his father has nothing to do with him.he does pay alamoney. Is there any way of getting his ssi even short 18 day. With a handicap son.?

Hi,

Posted: 
Wednesday, May 17, 2017 - 07:05

Does Qualifying As A Domestic Partner Preclude Divorced Spousal Benefits On An Ex's Record?

If I am named as a domestic partner under my fiancee's health plan, does that preclude me from receiving ss benefits from my ex-husband when he starts taking his benefit in three years?

Hi,

No, but if you remarry, you can't qualify for divorced spousal benefits on a living former spouse's record (https://www.ssa.gov/planners/retire/divspouse.html).

Best, Jerry

Posted: 
Friday, May 12, 2017 - 09:07

Am I Entitled To Survivor Benefits From My Ex-Husband?

My ex-husband is collecting off my social Security Benefit, he says! In our divorce I wouldn't' touch his Retirement Plan!!! Am I entitled to his Survivors Benefits?

Hi,

Well, potentially. He would have to be deceased, of course, and you would have to meet all of the other requirements for surviving divorced spousal benefits: https://www.ssa.gov/planners/survivors/ifyou3.html.

Best, Jerry

Posted: 
Monday, May 1, 2017 - 08:01
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