Ask Larry

Will My Divorced Spousal Benefits Be Reduced If I File Before My Ex Reaches Full Retirement Age?

I was married for 13 years. Divorced. I am applying for ex spousal social security benefits when I turn 66 in August. My ex be 64. Are my benefits reduced because he is younger?

Hi,

No. If you are at least full retirement age when you start drawing divorced spousal benefits, you will receive 50% of your ex's full retirement age rate (PIA). He must be at least age 62 or receiving his benefits in order for you to qualify, but beyond that his age is immaterial in calculating your benefit rate.

Best, Jerry

Posted: 
Jun 4 2017 - 4:40pm
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