I was married for 23 years before divorcing. I am currently 63 years old and I am remarrying next month. I plan to wait until 70 y/o to draw my SS to maximize my benefits. My questions are: (1) Will any SS benefits that my ex wife can receive from my record affect my SS benefits?, and (2) When I die will my present wife receive survivor benefits unaffected by any benefits received by my ex wife? Thanks !!
No, your benefits won't be affected by any benefits that your ex-wife receives on your record. And, yes, your present wife's survivor benefits will be unaffected by any benefits that your ex-wife receives.