Is It True That The Work My Son Did When He Was 30 Will Prevent Him From Qualifying For Disabled Adult Child Benefits?
Hi, my son is 36 and has cerebral palsy since birth. It severely affects his ability to use both arms and hands and has overall general fatigue/weakness. He also has neck and back pain documented and treated since age 10 or so. We have never applied for SS for him because he wanted to work. He had one job when he was 20-21 earning well below the SGA. When he was 30, a family friend got him a hired at an automotive plant, he tried very hard and had to have reduced hours and responsibilities but was able to work for about a year before getting hurt and eventually had to leave. He . . . Read More
Category: Disabled Adult Child Benefits
Posted: Mar 3 2019 - 8:38am
Why Did Social Security Change My Payment Date?
I am nearly 80 years old. I have been receiving Social Security Retirement Payments for many years. My birthday falles between the 1st and the 10th so I have been receiving the payments on the 2nd Wednesday of each month (more or less). I rely on the payment to pay for normal living expenses and, most importantly, our mortgage.
Today I received a letter from the SSA that says in effect:
- You will NOT receive a retirement check in March.
- You will receive your "March" check on April 3rd.
- You will receive your "April" check on May 3rd.
etc. etc. . . . Read More
Category: Payment Dates
Posted: Mar 3 2019 - 8:08am
Will I Lose My Disability Benefits If I Continue Working?
58 yrs old on SSDI & on The Ticket to Work Program. Once I meet 9 month of making over the allocated amt. I can work 36 months making as much money I can. Also receive Widows SSDI. I have also sold my home making about $43,000.00 In addition to this I am purchasing my parents 2 family which I will live in one apartment. I did get an inherentertance 0f about $65,000.00 which came off the sale of the two family. I know I will have to count one rent as income, not sure how this affects me over the 36 months where I can make as much money, monthly as I can. I also work part tme . . . Read More
Category: Disability Benefits
Posted: Mar 2 2019 - 10:08am
If I Settle My Workers Comp Case Will It Stop My Disability Payments?
Im on disability with total amt payable is 30k . workers comp is offerring me 10k to settle will that stop my disability payment? I need the 10k for medical tx if my disability stops all that miney will go for living expenses . i cant go back to work till i get treatment
Hi,
I don't have enough information about your case to be able to answer your question. What effect, if any, that your Workers Compensation (WC) settlement would have on your Social Security disability (SSDI) benefits would depend in part on: a) the details of your settlement, b) . . . Read More
Category: Disability Benefits
Posted: Feb 28 2019 - 3:30pm
Would Any Bonuses I Receive Count As Earnings For Trial Work Period Purposes?
In a question I asked you recently, you replied that the Trial Work Level (TWL) for SSDI is calculated based on when the work is performed, not when paid. Thank you for your answer. I now have a few follow-up questions:
Although I plan to limit my monthly hours (I work part-time) to stay below the TWL. However, my new employer sometimes pays small bonuses (say, $50) if we get excellent reviews from customers. I have no way to predict if or when I might get one of these bonuses. Would these rewards count as part of my $880 monthly TWL limit?
Also, the company . . . Read More
Category: Disability Benefits
Posted: Feb 28 2019 - 3:15pm
Will My Husband Be Penalized For Waiting Until Age 69 To File For Part B Of Medicare?
I will retire Jul 1 2019.from a NYC agency. I become 65 5/22/19. My spouse has been retired and covered under my medical. We both will sign up for Medicare Part B. Will he be penalized for waiting until now that he is 69? His DOB 9/13/49. He collects SSA check since 2011 when he retired at 62. Do we apply online or in SSA office? When do I apply, since I retire 7/1/19?
Hi,
Your husband won't be penalized with higher than normal Part B Medicare premiums as long as he's been covered under your employer group health plan (EGHP), and if that plan would . . . Read More
Category: Filing For Benefits
Posted: Feb 28 2019 - 11:42am
Can You Explain The Difference Between SSDI and Disabled Adult Child Benefits?
Can you explain the difference, if any between SSDI and Disabled Adult Child Benefits? For example, is the qualifying different? The calculation of benefits different? My thanks.
Hi,
There are numerous differences, but here are a few of the main ones.
Social Security disability benefits (SSDI) are payable based on the disabled individual's own earnings history. SSDI benefits can only be paid prior to a person's full retirement age (FRA), so in order to qualify for SSDI a person's disability must begin prior to their FRA. The SSDI benefit rate . . . Read More
Category: Disability Benefits
Posted: Feb 28 2019 - 10:59am
Will I Have To Pay Taxes On The Benefits I Receive?
I turn 60 in July and my husband passed away in 2010. I want to continue to work and get the death benefit. I understand they will take a percentage of the benefit while im working but i need to know if i will have to pay taxes on the amount received, over and above what they keep because of me working ?
Hi,
I'm sorry for your loss.
Whether or not you'd have to pay income taxes on any of the Social Security benefits you receive depends on your total annual income. For more information, refer to the following Social Security website: . . . Read More
Category: Taxation Of Benefits
Posted: Feb 28 2019 - 10:51am
Is It True That The Deadline For Filing A Restricted Application Is 2019?
I was born before 1954 and, based on information I read in your excellent book, I know I am eligible to file for a restricted application on my younger wife's benefit (born in 1954) once she actually begins taking her benefit and let mine earn additional credits until age 70. We are planning on doing this in the early part of 2020. But, recently, I have read some articles on-line and in print that are stating that the ability to apply for a restricted benefit will end at the end of 2019. Is there any truth to this deadline?
Hi,
No, there's no specific . . . Read More
Category: Filing Options
Posted: Feb 27 2019 - 5:03pm
Can I Now Retroactively File A Restricted Claim For Spousal Benefits And Get A Lump Sum Payment?
Larry, my wife is slightly older than me. She filed for SS benefits upon reaching her FRA. I chose to wait until I reach 70. Now I realize that I could have made a restricted filing for spousal benefits back when I reached FRA and such would have still allowed my own benefits to increase until I was 70. Can I now retroactively make a restricted filing for spousal benefits and get a lump some payment?
Hi,
The maximum retroactivity allowed for that type of claim is 6 months, so if you reached your full retirement age (FRA) more than 6 months ago you . . . Read More
Category: Filing Options
Posted: Feb 27 2019 - 3:47pm
