Will My Social Security Benefits Still Be Offset Because Of My Long Term Disability When I Reach Full Retirement Age?
I am on long term disability as well as Social Security Disability. My social security disability is offset to my long term disability. I will be at my full retirement age on 09/21. I am approved for my long term disability thru 2/22. When my Social Security Disability converts to my Social Security at full retirement in 9/21 will my social security still be an offset for my long term disability? Thank you.
Hi,
Your Social Security disability (SSDI) benefits would not be offset due to a private long term disability (LTD) benefit unless the LTD is . . . Read More
Category: Miscellaneous
Posted: Sep 7 2019 - 2:17pm
Why Does SS No Longer Allow Me To View My Benefit Online?
Hi Larry:
My DOB is 09/07/1951. My 1st wife DOB is 04/15/1950, with date of death of 10/23/2012. My 2nd marriage occurred 11/08/2015. I am now 68 years old.
The last time I was able to view and print my benefits off of the SS web site was 04/25/2017. My benefit at 66 was 2603/month. My benefit at 70 was 3490/month. I started to receive widowers benefit May of 2017.
Why does SS no longer allow me to view my benefit on line? I called SS on 09/06/2019 to see what my benefit was of this date, they said it was 2728/month. Shouldn't my benefit be half of the . . . Read More
Category: Miscellaneous
Posted: Sep 7 2019 - 2:00pm
Can A Spouse File For Social Security Disability Under The Spousal Support Rule?
Hey Larry can a spouse file for social security disability under the spousal support rule
Hi,
I assume you're asking whether or not a spouse who is disabled can draw disability benefits based on their living spouse's earnings record, and the answer to that question is no.
Best, Jerry
Category: Disability Benefits
Posted: Sep 7 2019 - 1:55pm
Do I Have To Pay Back The Benefits I've Received In Order To Suspend My Benefits?
I reached FRA of 66 just yesterday, 9/6/19. I filed a few months early though in March 2019 and got my first check in April. I now want to suspend my benefits without repaying what I’ve received thus far. I called SS back in July and was told to wait until I turned 66 and I would be eligible then. How ever, when I called yesterday I was told I’d have to withdraw and pay back the monies. That’s 2 different stories. Which is correct? I can’t afford to pay back.
Hi,
You can voluntarily suspend your benefits between full retirement age (FRA) and age 70 . . . Read More
Category: Suspending Retirement Benefits
Posted: Sep 7 2019 - 10:25am
How Can I Find Out At What Age My Ex-Husband Applied For His Benefits?
Hi,
I am 63, was married for 15 years, have been divorced for 14 years. My ex husband is 10 years older than I am, so currently 73. I was planning on waiting to collect my SS until my FRA, or even to age 70. However my financial advisor says I should file for my benefit now, due to the probability that my ex husband will predecease me and I could then switch to survivor's benefits.
My ex husband was a high wage earner, and his SS benefit is higher than mine as I took years out for child care, etc. He most likely has always been eligible for the maximum SS benefit . . . Read More
Category: Miscellaneous
Posted: Sep 7 2019 - 9:53am
How Can I Claim My Husband's Benefits?
I want to claim my husband social security, he work here for 30 years and the immigration revoke his permanent residence, I am a survivor I my social security is not enough for me and to help him in Peru, we are 70 years old, and in tap of that he have some health issue, so I want to know how can I do to claim this, I know is a law that if I am a citizen and dint left the country after he was deported I can claim this??? Please I need help with this
, what can I do.
Hi,
I don't have enough information about your circumstances to be able to tell . . . Read More
Category: Miscellaneous
Posted: Sep 7 2019 - 8:17am
If You Choose To Start Benefits Effective December 2019, Is That Month's Benefit Subject To The Earnings Test?
The calculator says to apply with an election date of Dec 2019. My spouse and I are still working. Will the earnings from 2019 to date be accounted for in the December calculation? If not, when would I see the higher amount (2019 earnings are part of the top 35 earning years). Is the recalculated increase paid retroactively? Also, with Dec 2019 as the election date, is that month's benefits subject to the earnings test for 2019?
Hi,
I answer questions submitted to this site, but I don't have access to customer data or results. If you have questions . . . Read More
Category: Miscellaneous
Posted: Sep 7 2019 - 7:59am
Will Social Security Give Me Credit If I Return To Social Security Covered Work?
I have 29 years of social security substantial earnings and am receiving benefits which started after my normal retirement age of 66. I am retiring from my non-social security covered job next year. I plan to work part-time in a social security covered job and will exceed the substantial earnings requirement. Will social security credit my account then so I have 30 years of earning and no reduction in my benefit? Or did the "clock stop" when I started receiving benefits?
Hi,
Yes, your Social Security benefit rate can be recalculated and potentially . . . Read More
Category: Miscellaneous
Posted: Sep 6 2019 - 3:56pm
Will I Lose Benefits If My Services Are Deemed Substantial Even If I Earn Less Than $17,640?
I am receiving benefits (on my own record) before FRA, when survivor's benefit will kick in and have a question about self employment and what is meant by "substantial services". I just became an independent contractor for a state funded program working with vulnerable populations. What concerns me Is, even if I keep my part time earnings below the minimum cap ($17640), is there a risk of losing benefits if my services are deemed as "substantial"? Since I will be switching over to the survivor's benefits later, any benefits I lose now will not be recouped later, not to mention . . . Read More
Category: Earnings Test
Posted: Sep 6 2019 - 3:46pm
Should My Wife Get A $300 Increase?
My wife and I are the same age. My wife started receiving SS benefits at age 62. I started receiving SS benefits at age 65, three years later when I retired. At that time I asked if my wife could apply for the spousal benefit. We were told if she applies then, her benefit around would increase by $150 but if we waited a year until we were both 66 for her to apply, her benefit would increase by $300. The year has passed and we went to apply for the spousal benefit and we are waiting for the decision on it. We weren't given any reason to be confident she will get an increase. The . . . Read More
Category: Spousal Benefits
Posted: Sep 6 2019 - 7:51am
