Suspending Retirement Benefits

Why Can't I Get Information About My Benefits Online?

Hello, I voluntarily suspended my SS at age 66. I was on SSDI until 66. I want to start my benefits late in 2019, but on SSA.gov there is no info. It just says that I receive no benefits. So I can't check my PIA with the increase from 2017 and the new one that is effective for 2018 and can't apply for benefits. I don't know why. Thanks

Hi,

Can I Suspend My SS And Still Get Benefits For My Daughter?

Can I file and suspend my SS in May 2019 and still get benefits for my daughter(11/17/2001)
who will be in High School until may 2020?

Hi,

No. If you voluntarily suspend your benefits any time after April 29 2016, no benefits can be paid to any beneficiaries on your record other than divorced spouses (https://www.ssa.gov/planners/retire/suspendfaq.html). You would have to actually be drawing your benefits in order for your daughter to be paid child benefits on your record.

What About The Suspension Benefit Deal?

I will turn 66 in December '19. My benefit will be $1700. My wife's benefit is $2600 now, what about the suspension benefit deal? She turns 70 in 2020.

Hi,

You're allowed to voluntarily suspend your Social Security retirement benefits between full retirement age (FRA) and age 70, but it's very unlikely that that would be advantageous in your case. You don't need to file for and suspend your benefits in order to potentially earn delayed retirement credits (DRC). You can earn DRCs simply by waiting past your FRA to claim your retirement benefits.

Can I Reinstate My Benefits Online?

Several years ago I set up a “My Social Security” online account. I did a file & suspend at age 66 so that my wife could claim her spouse benefit, while I delay to increase my own retirement benefit. I turn 70 years old in Arpil 2019. Now, I want my retirement benefits to start effective January 2019 (instead of April).

Can I do this online? If so, how? If not, what is the best way to do it? At the time I did the file & suspend, my PIA was calculated to be $2170 per month. Would my benefit in January be $2820 plus COLA’s?

Hi,

How Can I Dispute What Social Security Told Me?

I am 65 year old man on disability with age 65 wife. I earned over twice what she did during career. I want to delay taking my retirement benefit @ FRA so it can grow through age 70. called local field office to discuss my situation before submitting application this December.. Was told I'm ineligible for delay option because my disability amount was already set @ maximum amount. Sounds incorrect based on your previous answers. How to dispute it?

Hi,

How Will Our Benefits Be Affected If I Voluntarily Suspend My Benefits?

My question concerns voluntary suspension of benefits. I started taking my Soc Sec benefit at age 62 (birth date 01/22/1952). I am now 66 which I believe is my full retirement age. If I was to request a voluntary suspension of my benefit would the amount of my benefit increase during the time it's suspended until I resume taking it at age 70? If so, how much? Also, my wife (birth date 5/10/1951) has been receiving a spousal benefit in addition to her own benefit since I filed at age 62 . How will she be affected if I decide to suspend my benefit?

Should My Husband Wait Until After His 70th Birthday To Unsuspend His Benefits?

Thanks to you and your great book, my husband filed for his full retirement benefits and suspended his benefits on 11/16/2015, a day after his 66 birthday, hoping to leave them there until he's 70. We've heard if you tell SS that you want to unsuspend even a month before you turn 70 that SS will automatically give you a lump sum check for 6 months or more, and reduce your benefits as if you had filed 6 months earlier. Should you wait until after your actual 70th birthday to unsuspend so you get the full 4 years of benefits.

Is Suspending Her Benefits A Good Choice For My Friend?

Hello, I am asking this for my friend Diana who will be 66 in August 2018. She currently receives social security and did so at age 62. She had a tragic fall and actually cut her arm badly and it had to be reattached. She was a hairdresser...and could not work any more. She finally got back on her feet and is working although not paid a high wage. She stays below the $16000 threshold. She would like to perhaps "suspend" her social security payments when she turns 66 until age 70, as her monthly amount is so reduced. Do you feel this is a good choice for her?

Is There A Chance That I Won't Get My Benefit Increase If I'm Getting Divorced?

Hello Larry,
I started taking my SSI benefit when I turned 66 while I was still working full time. The taxes are killing me. I want to suspend my SSI benefit and resume it later at a higher rate.
I am currently going thru a divorce. Divorce papers have been filed but not served.
Am I in danger of not having my benefit increase because of the divorce? Wife currently has a survivor payment if something happens to me. I don't think she will get any more of my SSI benefit in the divorce. She has a good pension and I don't.