If My Wife Draws Reduced Benefits Will Her Survivor Benefits Also Be Reduced If I Die Before She Reaches FRA?
I started collecting ss at 70 1/2. My wife is 9 years younger and just turned 62. If she starts collecting now based on my earnings since it is higher than if based on her earnings and I passed away before she reaches fra is she required to take the survivor benefit at that time or can she wait until her fra.
Thanks
Mel
Hi Mel,