Suspending Retirement Benefits

Does An Un-Suspension Count As An Application For Benefits That Can Be Withdrawn?

After receiving Social Security disability benefits, I suspended retirement benefits starting the month I reached full retirement age, to earn delayed retirement credits.

Well under a year ago, I un-suspended benefits for two months, then re-suspended them.

Does the un-suspension count as an application for benefits for the purpose of filing a form SSA-521? If possible, I would be interested in repaying the two months of benefits received and earning the additional delayed retirement credits.

Hi,

Is It True That You Can Start Drawing Benefits Before Full Retirement Age (FRA) And Still Suspend Them When You Reach FRA?

Is it true that if you are single (never married) and take your social security early, before your full retirement age, and you can still suspend you benefits when you reach you full retirement age? If you can suspend at your FRA, do you have to repay all the benefits you already received? Also, is your payment locked into the rate you received with early retirement?

Hi,

Must I Wait Until Age 70 To Resume My Benefits If I Voluntarily Suspend Them?

Dear Larry,
I will reach full retirement age in Feb 2019.
I am currently receiving SSDI, that will convert to retirement benefits.
I have read theQ&A(Aug 6 2016 - 11:30am) Answered by Jerry.
"Can I Prevent The Conversion Of My Disability Benefits To Retirement Benefits At Age 66?"

I want to voluntary suspend my retirement benefits, and I plan to do this before Feb 1.

Can My Wife Voluntarily Suspend Her Benefits Online?

Planning ahead for possibility of delayed retirement benefits for spouse who is 62 and currently receiving SSDI. Have had two phone interactions with SocSec and one in person. One of the phone reps and the in-person rep simply stated that it could not be done, implying that spouse had already gotten a deal on the level of his SSDI payments. Quoted the POMS section you referenced in an archived answer to the guy on the phone, asking for his interpretation.

Should I Receive A Notice If My Benefits Are Due To Be Reinstated?

I had my benefits suspended about three years ago. I just turned 70 last week. I understand my benefits should start next month automatically. However, I have not received any notification or see any information in my account "online" about payment next month or the amount of benefits..
Am I not to receive any notification or it should not be showing "online" in my account?
Can you please provide tell me if this is normal? What should I expect?
Thanks.!

Hi,

Can My Wife Refile Using Her Own Earnings Record?

In Nov of 2018 I reached my FRA of 66; my wife will reach FRA in Jan, 2019. Both my wife and I began receiving our reduced benefits in 2013, at age 62. It was our understanding at the time we applied that her benefit was based on my earnings record. In a conversation with a local S.S. rep since then, I was told that my wife's benefit was based on her own earnings record, not mine. With that confusion as a lead-in, I have returned to work and I intend to suspend my benefit until I reach age 70.

Why Can't I Get Information About My Benefits Online?

Hello, I voluntarily suspended my SS at age 66. I was on SSDI until 66. I want to start my benefits late in 2019, but on SSA.gov there is no info. It just says that I receive no benefits. So I can't check my PIA with the increase from 2017 and the new one that is effective for 2018 and can't apply for benefits. I don't know why. Thanks

Hi,

Can I Suspend My SS And Still Get Benefits For My Daughter?

Can I file and suspend my SS in May 2019 and still get benefits for my daughter(11/17/2001)
who will be in High School until may 2020?

Hi,

No. If you voluntarily suspend your benefits any time after April 29 2016, no benefits can be paid to any beneficiaries on your record other than divorced spouses (https://www.ssa.gov/planners/retire/suspendfaq.html). You would have to actually be drawing your benefits in order for your daughter to be paid child benefits on your record.

What About The Suspension Benefit Deal?

I will turn 66 in December '19. My benefit will be $1700. My wife's benefit is $2600 now, what about the suspension benefit deal? She turns 70 in 2020.

Hi,

You're allowed to voluntarily suspend your Social Security retirement benefits between full retirement age (FRA) and age 70, but it's very unlikely that that would be advantageous in your case. You don't need to file for and suspend your benefits in order to potentially earn delayed retirement credits (DRC). You can earn DRCs simply by waiting past your FRA to claim your retirement benefits.

Can I Reinstate My Benefits Online?

Several years ago I set up a “My Social Security” online account. I did a file & suspend at age 66 so that my wife could claim her spouse benefit, while I delay to increase my own retirement benefit. I turn 70 years old in Arpil 2019. Now, I want my retirement benefits to start effective January 2019 (instead of April).

Can I do this online? If so, how? If not, what is the best way to do it? At the time I did the file & suspend, my PIA was calculated to be $2170 per month. Would my benefit in January be $2820 plus COLA’s?

Hi,