Retirement Benefits

Will My Benefit Amount Change When I Retire If I Worked After Starting To Draw Benefits?

I began receiving my social security Medicare benefits 8 years ago, due to financial issues of my employer, which left me with a reduction in pay. However, I have continued to work even through now. So, I am continuing to pay into social security and do not see myself retiring for at least another 3 or 4 years. My question is: What is the possibility of my social security monthly benefits changing when I fully retire? Thank you so much for this column!!!!!


If My Friend Received A Lump Sum From Social Security, Will It Affect Her Benefit Amount?

My friend just started collecting SS. Born 1952 ,started collecting at 67. She got a lump sum. This sounds to good to be true. It sounds like it might affect your monthly amount. She continues to work. I ve been thinking of starting my receiving mine when I turn 67 this October 2019. Please advise.


What Should I Do About The Zero Earnings Years On My Record?

In August of 2019, I will begin my retirement from Social Security. After analyzing my entry record, I found a very serious mistake. It appears that I started working when I was still in high school in 1971. I graduated from high school in 1973 and I never worked during my time in high school. Because I had had an earning in 1971 (something that isn’t true), then zeros appeared in 1972 and 1973. In 1973 I started College and I worked there in a program of study and work in 1974. Then, I graduated from College in 1975 and immediately started to work.

Will My Wife Be Able To Claim Her Social Security Benefits That Are Due Her In The Coming Months?

My wife worked 20 or so years as a nurse ,obviously paying social security
She then became a self employed real estate agent and did not pay SS for 5 or 6 years. Will she still be able to claim her social security benefits that are due her in the coming months.



Would Your Software Help Me?

I turned 70 on March 26 and have an appointment at SS Monday, April 29 to apply for benefits.
I've read your book and found it invaluable. And happy to get the software if you think it will help. My question is very specific to my financial history. The problem is that SS estimates of my benefit decreased this year from what had been estimated in past annual notices they sent me. I called SS but customer service came up with an even lower monthly benefit. I can't imagine why this is happening.

Did I Lose All Of My Previous Credits By Staying Home To Raise Children?

Dear Larry, My husband was a Firefighter, and after marriage I stayed home to take care of my 5 children. He did not pay into social security only Municipal Pension. I was involved any children schooling and activities and have yet to return to work. Im 62. I worked as a RN but let like I said to raise my sons. I have income earned until that point, but not since 1991. Did I lose all my previous credits, and what are my options for returning to work, how long to I have to work and how much $$ in order to qualify for Social Security.