Why Do I Have To Wait 60 Days For My First Payment?

Oct 18 2017 - 7:43am

Generally social security holds back a check. I turned 62 on 9/6/2017 in which I applied on 8/1/2017. I thought it was 3 months before but was given a phone interview date 30 days before. Anyways I thought I was going to get my first check on second Wednesday in October but instead was sent a letter that it will be second Wednesday in November. Why do I have to wait 60 days from birthday vs. 30 days or will my first check be double. My friend got hers 30 days following birthday. Please reply. It does not make sense to me according to what I read about government payment rules.

Hi,

You must be at least age 62 for a full month in order to qualify for retirement benefits(https://secure.ssa.gov/apps10/poms.nsf/lnx/0300201001). If you were born on 9/6/2017, the first month that you could qualify for Social Security retirement benefits is October 2017, which would be the payment issued in November. That's simply based on the law that was passed by Congress.

Best, Jerry