Hello Larry, I am 66 year old woman, divorced from my hubby who worked for the RR. We were married 18 years. I'm not good at a paper work and trying to understand all this retirement stuff. I would like to know, am I able to collect SS and retirement benefits from the RR. I've been reading, Googled, searched..and I still don't know if I should bother filing for RR benefits. Will it or won't it help what I receive when I retire?