Railroad Retirement Benefits

Should I Bother Filing For Railroad Benefits?

Hello Larry, I am 66 year old woman, divorced from my hubby who worked for the RR. We were married 18 years. I'm not good at a paper work and trying to understand all this retirement stuff. I would like to know, am I able to collect SS and retirement benefits from the RR. I've been reading, Googled, searched..and I still don't know if I should bother filing for RR benefits. Will it or won't it help what I receive when I retire?
Thank You

Hi Marsha,

Can I Retire From The Railroad At Age 55 And Get Tier 1 & Tier 2 Benefits At Age 60?

Im 35 years old. I have 10 years of railroad service. Can i retire from the railroad at the age of 55 with thirty years of service, and still get tier 1 and tier 2 benefits when i turn 60? I would not find employment after turning 55 and live off of investments. If it is actually possible to do this, what kind of reduction in benefits should i expect?


I'm sorry, but Social Security is my only area of expertise. My only familiarity with Railroad Retirement benefits is in regard to how they interrelate with Social Security benefits.

Can My Ex-Spouse Receive Spousal Benefits From My Railroad Pension?

I am the surviving spouse of a RR Employee I receive a RR Monthly pension or annuity. Would my ex spouse be able to receive spousal benefits from my RR pension or annuity. He is 79 and has been drawing his SS since he was 65. I was married to my ex spouse for 30 yrs. I am 74 and never remarried after my husband passed away.


How Do I Find Out About My Railroad Tier 1 & Tier 2 Benefits?

My ex and I divorced in 1991. He retired in 2014 from the RR and began receiving RR Retirement benefits. I also started receiving a small portion (less than $500/month) in 2014 and now, I may have to retire within the next year. I see from other messages that you mention "Tier 1 & Tier 2" RR retirement benefits. How do I find out what those are so I can be fully prepared with what my financial situation will be when I do have to retire.


Will My Railroad Benefits End If I Remarry?

I am a widow aged 76. If I remarry, will I be able to continue drawing my deceased husband's railroad retirement? A scary thought if I should lose it.


Although I'm not an expert on Railroad Retirement, my understanding is that Railroad widow's benefits do not terminate due to a remarriage occurring at or after age 60 (https://www.rrb.gov/Benefits/G-177S).

Best, Jerry

How Will My Remarriage Affect My Railroad Retirement Benefits?

Larry: I am 68 My deceased husband and I worked for the Railroad and you may not know about RR Retirement but it is much like SS so you can answer as if SS. My husband died 14 years ago. I am collecting spousal benefits from my husband's account. I plan to collect my own RR Retirement at age 70 in July of 2018. I have been told that my husbands benefit will reduce when I collect my own RR Retirement, and supposedly my entire benefit will be increased by about $1000 per mo. In January 2019 I plan to marry and I will be 701/2 my new husband will be 611/2 at that time.

How Can You Lose Railroad Retirement?

My soon to Be ex says he lost half his income the half he is talking about is his railroad retirement. My question is how can you lose this income? Only reason I can think of is fraud he is 57


I have no idea what he might be referring to. If you'd like to do some research on the Railroad Retirement program, here is a place to start: https://www.rrb.gov/mep/ben_info.asp.

Best, Jerry

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