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Railroad Retirement Benefits

Does My Wife's Tier I Spousal Benefits Stop Growing At My Full Retirement Age Or Does It Keep Growing If I Claim Benefits At Age 70?

If I delay my Railroad retirement until age 70 does my spouses tier 1 benefit stop growing at my full retirement age (67) or does it keep growing until I retire at 70 ?

Hi. I'm sorry but my expertise is limited to Social Security benefits so I can't give you a definite answer. Unreduced Social Security spousal benefits are based on 50% of the worker's primary insurance amount (PIA), which is equal to the worker's full retirement age (FRA) rate. Social Security spousal benefits do not increase if the worker waits until age 70 to claim their benefits.

Tuesday, September 14, 2021 - 11:54

Can I Receive A Railroad Spouse's Benefit Now?

My husband is drawing railroad retirement. I am 62 and will receive Teacher retirement at 65 or later. Can i review a spouse Railroad check now and not interfere with my TRS check when i decide to retire?


My expertise is limited to Social Security benefits, so I'm unable to answer your question. You'll probably want to check with a representative of the Railroad Retirement Board (

Best, Jerry

Wednesday, May 15, 2019 - 16:23
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