Larry: I am 68 My deceased husband and I worked for the Railroad and you may not know about RR Retirement but it is much like SS so you can answer as if SS. My husband died 14 years ago. I am collecting spousal benefits from my husband's account. I plan to collect my own RR Retirement at age 70 in July of 2018. I have been told that my husbands benefit will reduce when I collect my own RR Retirement, and supposedly my entire benefit will be increased by about $1000 per mo. In January 2019 I plan to marry and I will be 701/2 my new husband will be 611/2 at that time.

My soon to Be ex says he lost half his income the half he is talking about is his railroad retirement. My question is how can you lose this income? Only reason I can think of is fraud he is 57

Hi,

I have no idea what he might be referring to. If you'd like to do some research on the Railroad Retirement program, here is a place to start: https://www.rrb.gov/mep/ben_info.asp.

Best, Jerry

Does your software take into account Railroad Retirement Benefits? My Wife works for the railroad and will file for railroad retirement but I do not work for the railroad. Our Plan is to retire on Railroad retirement benefits until I turn 70, at 70 I would file for Social Security while she would continue to receive Railroad Benefits. However, I would still qualify for tier 2 benefits.