Ask Larry

Miscellaneous

Do I Have To File For My Social Security Early If I'm Receiving Welfare?

I work full time but qualify for medical assistance since I just turned 65 I was told by the welfare dept that I must take social security money. I want to continue to work and get my full benfits when I turn 66. they/welfare/ are saying that I have to take partial benfits now and I cant wait until my full retirement age.is this legal I don't want to take the money I want to wait until im 66. help me im scared.

Hi,

Posted: 
Wednesday, August 14, 2019 - 10:17

Should I Still Be Receiving My Deceased Wife's Benefits?

My wife passed away from cancer 28 months ago, she was 68 and I am 61. She started collecting social security at 62 and we were getting 450. A month . After she passed away I have stopped receiving her social security ,
I am wondering is that correct? I will be working at least another 6 years , should I still be receiving her social security
Thankyou mark

Hi Mark,

I'm sorry for your loss.

Posted: 
Wednesday, August 7, 2019 - 16:48

Can I File And Suspend At 66 And Later Unsuspend And Ask For A Lump-Sum Back Payment?

Hi Larry, as a single person can I file and suspend at 66, and then at a later date (68 for instance) un-suspend and ask for a lump-sum back payment on the 24 months from 66 to 68? I've read that if I did this, I could not request any back payment. Instead, I've also read that if don't apply for SSA at 66 and then apply at 69 (for instance) I can only request up to six months of back payments. I've read many conflicting comments on this. Thanks for any clarity you can provide.

Hi,

Posted: 
Wednesday, August 7, 2019 - 16:32

Do You Have Any Thoughts On How My Case Should Be Handled?

Hi Larry,

Just want to say thanks for your previous response to my question. I went ahead and purchased the software, and after plugging in the numbers and running the scenarios, it appears that Child-In-Care Spousal benefits are the way to go for the biggest benefit now. This will allow my retirement benefit to grow until I am age 70.

Posted: 
Saturday, July 20, 2019 - 10:19
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