Hi Larry,

hi I am 58 and plan to retire at 62. I have significant hearing impairment and tinnitus. I wear hearing aids in both ears and hearing loss/speech recognition is moderate to severe fairly equally in both ears. I struggle at work and most things must be repeated more than once depending upon the person's speech tone/register. I have a home and cannot afford to have any months or years without income.

hi I am 58 and plan to retire at 62. I have significant hearing impairment and tinnitus. I wear hearing aids in both ears and hearing loss/speech recognition is moderate to severe fairly equally in both ears. I struggle at work and most things must be repeated more than once depending upon the person's speech tone/register. I have a home and cannot afford to have any months or years without income.

My husband passed in January of this year and I have been told by family that I can collect my current SS retirement funds ALONG WITH his retirement funds he was receiving. Is this correct information? What do I need to do to file for the both benefits if so?
Thank you, Lucky O

I started receiving Social Security survivors benefits at age 62 after my husband died. I will be 68 this year and wonder if I am entitled to any further benefits on my own work record. I thought I read something about being born before 1954 but didn’t understand it. I was born in 1953. Can you help? Thank you for your time

If my wife is receiving spousal benefits, and files to switch to her retirement benefit only, and retroactive 6 months, will social security recover her spousal amount she received for those last six months, before they pay her the lump sum ? Thank you, Jim

My wife is 67 and has been drawing Social Security since 62. I am 60 . Can I file on her benefits @ 62 and then file on my own at 67 and it not affect my FRA at 67?

Born June 1955 and spouse born May 1956. Both intend to file at 70. In June 2025 (at 70) can my spouse (then 69) file for spousal benefits (50% of my PIA) and the following year when she turns 70 switch to her maximum amount of direct retirement credits which I think is larger than the spousal benefit?

Hey Larry,
My wife and I were in the very fortunate position to retire early last year. Both of us have earned enough credits to qualify for social security benefits. If my wife begins receiving hers at age 62 later in 2021, would she be eligible to file for and collect the difference between her lifetime monthly benefit and 50% of the benefit I will receive at age 62 in 2022? My benefit payment at age 62 is approximately 3-times the amount my wife would receive.
Thanks,
CD

Hello,

Suppose higher-earning spouse Hi and lower-earning spouse Lo live with their disabled adult child DAC. Lo decides to take retirement benefits at age 62 while Hi wants to wait until 70. But now Hi passes away early, before claiming, while Lo is only 64.