I applied and get ss $2238 at age 62. have 2 kids 9yo and 14yo they get $1119.00 ea. wife applied for spouse benefit and I recieive notice that kids benefits are reduced to $746 and wife is $746. did they do this right?

I just purchased your software and ran some reports. In the reports, it appears that the maximum family benefits did not come out as I calculated (using the SSA formula for 2021). Specifically, my wife's PIA is $2,045. At 62, she is now applying for her retirement benefits. According to your report, I (now at 62) could apply for the child-in-care spousal benefits and my daughter, who has been disabled since birth (now at 24), could receive the disability benefits per my wife's earnings record.

Larry
I am retired {FRA) and my wife is planning to retire in a couple of months at FRA. We have an adult disabled son who receives SSDI and works part time. He receives benefits on his account and on mine. Am I correct in saying that our family maximum should include my benefit, my wife's {spousal benefit to be calculated )and only my son's benefits drawn on my account?

I am a subscriber to your software, and I am trying to understand how the combined family maximum impacts the results. My PIA is $3011, and my wife's is $1097. We have two adult disabled sons (disabled at birth). My wife (age 66) started to collect her retirement benefit when she turned 66. I am planning to begin my retirement benefit at age 70. As I understand it, when I begin the benefit, my wife and two disabled sons will be each be eligible for 50% of my PIA.

In February 2016 , at age 66, I (Michael, husband) filed and suspended. At that time, my disabled daughter, Beth, had been receiving SSI benefits, and also was receiving a separate SSDI benefit, believed to be based on her record, in the amount of $ 419/month. Based on my filing and suspending, Beth was granted a benefit based on my record to replace her SSI benefit; she continued to receive the SSDI based on her record. At that time, I would have been entitled to $2500/month, and the total of Beth’s two benefits approximated that.

I get SSDI and I have three children who get benefits off of my record. My oldest is simultaneous entitled under myself and my ex husband. I have the higher earning record so she is paid off of mine. However it gave us the combined family max and each child was awarded a higher equal benefit. My oldest just turned 18 and her benefit has stopped. I was told her benefit would be rolled out to the younger two children. However this month it was not and they actually took money away from each of the younger two kids.

Hi Larry,

I'm thinking of taking SS at 63 and will likely be at my family limit since I have a DAC. If we make more than the limit before FRA, will our family maximum increase at FRA to be able to get back any money that we lost by earning too much between 63 and FRA?

Hi,

Can you explain the Parisi Case and its effect? Our daughter is dually entitled to her own SSDI and CBD on my husband's record. SSA is using this case as justification for determining her total benefit to be less than 50% of her dad's PIA---I also collect parent in care benefits, which is 50% of his PIA. However, my benefit at 50% and her CBD benefit are well below our calculated family maximum. We have been unable to get an answer except "Parisi Case"

Hi,

I have legal custody of my twin granddaughters, age 10. They have been with me for eight years. I'm 73 and retired and drawing SS of ~$2,600/mo. My wife is also retired and receives 1/2 of my SS. I expect to be awarded adoption in Colorado sometime late this month or early next. SS told me that I can get 75% of my SS. That would work out to around an additional $2,000/mo. Is this accurate?
Thanks, NS

Hi NS,