Can I Take Just My Own Benefits And Not Spousal Benefits If I File At Age 63?
My husband who is 66 started collecting disability at age 64. He has now been converted to Social security. I was given advice at the same time( age 63) to collect SS on my own benefit and change over to my husbands when I turn 66. Since I am now 65, I called SS to discuss this and I was told I should have been collecting part of my husbands as well as mine and they sent me a large check that went back 2 years. I was told I couldn't collect the 50% of my husbands because I have been collecting since age 63.