Was I Forced To File For Reduced Spousal Benefits Due To Deeming?
Hi, my husband was born in January1950 and I was born in September 1956. When my husband turned 70 and applied for Social Security I was forced to apply for reduced spousal benefit because I was 63. Is it because of deeming? I will have enough credits on my record when I turn 66. When is the best time to apply on my record? Can I increase the amount if I wait until 70. I think deeming is very unfair because it’s permanently reduced. Thank you! Where can I read your answers?