Hi Larry: My wife is 8 months older than I and she will be applying for her own benefit in 2020 (not spousal) on January 24 when she turns 66. Regarding deeming, will I be forced to apply as well because she applied on her own record? I have your great book but am confused about this deeming thing. My plan is to wait until age 70 to apply on my own record, but, like your book says, don't trust everything the folks at Social Security tell us. Thanks in advance for your help.