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Deeming

Will My Wife Be Deemed If I'm Not Collecting?

My wife will be 62 soon (in July 2016). I am a year younger at 61. I have earned much more than my spouse over the years (est $2,270 from SS @ FRA), but she could receive some Social Security on her own work record (est $660 from SS @ FRA). However, she could obviously receive a much higher payment by taking the maximum spouse benefit from me when I retire (est $1,135 from SS). I plan to keep working and not receive Social Security until I am 70, in 9 years (est $3,010 from SS @ age 70).

Posted: 
Sunday, June 12, 2016 - 07:30
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