How Does Deeming Work?
I turn 62 in September 2016, and want to start collecting Social Security. I was laid off from my job last year, and made about $92,000 in 2015. My husband will be 63 in November 2016, and will retire then and begin collecting SS. He is currently making about $57,000 annually. I am confused about "deeming". Since he has not filed yet, will I receive my own benefit, or whichever is the higher of the two? And, then will he just collect on his own benefit when he retires a few month after me? Is his benefit affected by me retiring a few month before him?