Ask Larry

Withdrawing a Benefit Application

What Are The Repayment Terms When You Request A Withdrawal?

If I start SS and stop within the one year requirement, I realize that all payments must be repaid.
My question is what is the repayment terms / conditions? For example, is there a payment schedule (or) is repayment one lump sum repaid immediately?
Thanking you in advance....

Hi. You can't withdraw a claim for benefits unless you fully repay any and all of the benefits you've been paid up front. Repaying by installments isn't an option when you request a withdrawal.

Best, Jerry

Friday, November 19, 2021 - 16:17

How Do I Fill Out My Withdrawal Request If I Only Want To Draw My Own Benefits And Not Spousal Benefits?

Hi Larry, I'm having difficulty filling out SSA Form 521, Request for Withdrawl of Application. I want to file for my benefit earnings only and not my spouse.. I am poor health and unable to get the records requested. I am not sure how to explain this information on the form. I am on Medicaid and there is a question about if you want to keep your Medicare benefits., Yes or No. I am not sure how to answer this question. Thank you.

Tuesday, September 14, 2021 - 11:40

What Rights Do I Have If My Request For Withdrawal Of My Application Isn't Approved?

Hi, I had applied for Ssi benefits about a week ago, and then decided I didn't want to go through process so, I sent in the request for withdrawal of application form ssa-521. If request in not approved , but denied what can I do? What are my rights?

Hi. If your withdrawal request is disallowed by Social Security you would have appeal rights. The full appeal process is described in the following Social Security publication:

Best, Jerry

Saturday, July 24, 2021 - 19:03

Am I Able To Pay Back My Own Benefits And Revert To Drawing Survivor Benefits?

I recently had my wife pass away last year. I started taking widow benefits but I changed over to my benefit at age 67 last month. I realized I have made a mistake and would like to pay back my benefits and revert back to my wifes widow benefits to delay mine and get the 8% credit per year. Am I able to do this now? Or did I make a mistake I can't undo?

Wednesday, February 17, 2021 - 18:00

Can A Person Withdraw An Application For Social Security Disability Benefits At Any Time?

Thank you very much for providing FREE service to the community. Can a person withdraw an application for Social Security Disability during an application process and/or after the person has been approved for disability? Any deadlines for withdrawal? Should a form SSA-521 to be used to initiate the withdrawl (whether a person withdrawing before or after the approval)? After the withdrawal -- can the application for Social Security disability be reinstated, if my circumstances have changed? Thank you


Thursday, October 22, 2020 - 09:21

Would I Still Have The Right To Withdraw A Future Application?

Hi Larry,Thanks so much for taking our questions. My questions:
1. I had filed for Divorced Widow Benefits but found a job prior to any award letter or date of entitlement..application still showed as 'being processed'. I sent a letter to SSA to withdraw my application and they said I would have to file a Form 221 for the withdrawal to be considered, regardless of status of application. So, I did file this and the application was withdrawn.

Monday, June 15, 2020 - 14:20

Can I Cancel My Application Without Getting Penalized?

I am 59 yrs old I will turn 60 yrs old on July 5th 2020.I applied last week for my widow benefits.The benefits will start on the first week of August.After realizing that if I make more than 18,240.00 per year I will then have to pay back two dollars for every dollar I make over the amount mentioned.
I have decided I cancel my application.Can I cancel without getting penalized??
I plan on applying for this benefit in January 2021.
Thank you!


Monday, May 25, 2020 - 11:21

What Can I Do?

Larry I need help.
I converted from spousal benefits at 69 then my issue starts I changed my mind, went to the local office where they tried to talk me out of withdrawing my application. SSA sent me a letter saying I had to send them the 2 month old benefits I had received. I sent a check for $5511 to cover Benefits and Medicare premiums December 6 2019. I have called them 4 times they have not cashed my check. I need this taken care of so I can apply for spousal benefits starting in September 2019. What can I do?


Wednesday, February 5, 2020 - 07:38

Is There Any Way Now For My Mother To Draw Survivor Benefits Without Drawing Her Own Benefits?

I've recently been helping my mom plan her retirement and collect Social Security. She just stopped working last month, and turns 65 in one week. She automatically received her Medicaid card in the mail, which made me raise an eyebrow, as you have to apply for that.
It turns out, when she was 62, she wanted to apply for Surviving Spouse benefit from my deceased father. She called Social Security, and was told by a representative that she should apply as soon as possible, despite her high income at the time.

Friday, April 26, 2019 - 10:35

Can I Withdraw My Claim For Social Security Widow's Benefits?

Hi Larry,
I have bought your Maximize my Social Security license and decided to file for widow's benefit at age 60 on December 1, 2018. I have been receiving annuity from United States Office of Personnel Management and they are now recomputing my annuity down to less than 50% of what I was receiving because I started to receive widow's benefit from Social Security. They are recomputing annuity amount from OPM to exclude credit for post 1956 military service.

Thursday, January 24, 2019 - 11:29
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