Ask Larry

Withdrawing a Benefit Application

If I Cancel A Withdrawal Request Am I Able To Start Back Benefits?

After approval of withdrawal from benefits and i cancel in60 days, am i able to start back benefits? Or wait longer & reapply?

Hi. If you withdraw an application and then cancel the withdrawal within 60 days, it nullifies the withdrawal request. You would then resume your benefits based on the date you chose to start them on your original application. That would include being paid any back pay that you have coming.

Monday, January 16, 2023 - 16:15

Can A Surviving Spouse Repay The Benefits Collected By Their Deceased Spouse In Order To Be Able To Qualify For A Higher Survivor Benefit?

Question 1: my sister-in-law just passed away at 62 after receiving 4 or 5 social security checks. Can her husband who is 64 and also collecting social security since 62, repay those checks and be entitled to collect at her higher (maybe 70 years old?) rate when he turns 70?

Monday, August 22, 2022 - 07:01

Can I Now Contest The Fact That Social Security Wouldn't Allow Me To Withdraw My Application For Benefits?

I need two questions answered please...
1). I started taking benefits at my full retirement age and then within 6 months changed my mind and dropped off a letter at the SSA local office. Months later they told me I was too late and denied my request to pay back monies and wait until I was 70 years old. Can I contest this now three year old ruling ?.? 2) I failed to ask for family benefits for my under 18 children...can I now go back and file and receive them ?? Thank you very much...Rick

Monday, May 16, 2022 - 13:32

What Are The Repayment Terms When You Request A Withdrawal?

If I start SS and stop within the one year requirement, I realize that all payments must be repaid.
My question is what is the repayment terms / conditions? For example, is there a payment schedule (or) is repayment one lump sum repaid immediately?
Thanking you in advance....

Hi. You can't withdraw a claim for benefits unless you fully repay any and all of the benefits you've been paid up front. Repaying by installments isn't an option when you request a withdrawal.

Best, Jerry

Friday, November 19, 2021 - 16:17

How Do I Fill Out My Withdrawal Request If I Only Want To Draw My Own Benefits And Not Spousal Benefits?

Hi Larry, I'm having difficulty filling out SSA Form 521, Request for Withdrawl of Application. I want to file for my benefit earnings only and not my spouse.. I am poor health and unable to get the records requested. I am not sure how to explain this information on the form. I am on Medicaid and there is a question about if you want to keep your Medicare benefits., Yes or No. I am not sure how to answer this question. Thank you.

Tuesday, September 14, 2021 - 11:40

What Rights Do I Have If My Request For Withdrawal Of My Application Isn't Approved?

Hi, I had applied for Ssi benefits about a week ago, and then decided I didn't want to go through process so, I sent in the request for withdrawal of application form ssa-521. If request in not approved , but denied what can I do? What are my rights?

Hi. If your withdrawal request is disallowed by Social Security you would have appeal rights. The full appeal process is described in the following Social Security publication:

Best, Jerry

Saturday, July 24, 2021 - 19:03

Am I Able To Pay Back My Own Benefits And Revert To Drawing Survivor Benefits?

I recently had my wife pass away last year. I started taking widow benefits but I changed over to my benefit at age 67 last month. I realized I have made a mistake and would like to pay back my benefits and revert back to my wifes widow benefits to delay mine and get the 8% credit per year. Am I able to do this now? Or did I make a mistake I can't undo?

Wednesday, February 17, 2021 - 18:00

Can A Person Withdraw An Application For Social Security Disability Benefits At Any Time?

Thank you very much for providing FREE service to the community. Can a person withdraw an application for Social Security Disability during an application process and/or after the person has been approved for disability? Any deadlines for withdrawal? Should a form SSA-521 to be used to initiate the withdrawl (whether a person withdrawing before or after the approval)? After the withdrawal -- can the application for Social Security disability be reinstated, if my circumstances have changed? Thank you


Thursday, October 22, 2020 - 09:21
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.