Widow's Benefits

What Must My Mom Do In Order To Get Survivor Benefits In The Event Of My Father's Death?

Category: 

Hi Larry, thanks in advance for your assistance. I'm asking this question on behalf of my parents, unmarried. My dad, age 65, is eligible for social security, but my mom, age 63, is not (she doesn't have enough SS credits). What must my mom do in order to get survivor's benefit in case my dad passes away? There is no common law marriage in NY state, so even though they've lived together for decades, they're unmarried. If they get married and stay married 9 months, will that alone make my mom eligible for survivor benefits down the road? Thank you very much.

Does Social Security Hide Any Benefits For Widows?

Category: 

Does Social Security hide any benefits for Widows

Hi,

I don't believe that Social Security intentionally hides any types of benefits from people, but the filing options and entitlement requirements can be extremely confusing. Our software may be able to help you sort out your benefit and filing options. You may also want to check out the information available on Social Security's website regarding widow's benefits: https://www.ssa.gov/planners/survivors/ifyou2.html.

Can I Suspend My Reduced Widow's Benefits In Order To Get An Unreduced Rate In The Future?

Category: 

My husband was on SSDI April 2006 at age 56 and passed away Oct. 2011 at age 61. He worked for 32 years and his last income was at 99,000/year. I started collecting survivors benefit when I retired at age 60 after working for 32 years. My last income was 68,000/ year. Can I suspend this benefit until I am 70 1/2 years old to get a full benefit from him?

Hi,

I'm sorry for your loss.

Can I Draw My Deceased Husband's Benefits?

Category: 

I became disabled in 2015 and my husband died in Dec 2013, he would have been 65 in June of this year 2017 Can I draw his benefits, He was qualified to draw?

Hi,

I'm sorry for your loss.

If you are at least age 50 and disabled or at least age 60, then it sounds like you could potentially qualify for widow's benefits. Depending on your own work history you may also have other filing options available to you, so you may want to consider using the maximization software available on this website to determine your best filing strategy.

If Your Spouse Dies Can You Choose To Receive Their Benefit Rate Instead Of Your Own?

Category: 

Let's say you are receiving SS benefits then you got married, and then he passed away if God willing. Now after his passing away can you choose to get his SS Benefits specially your SS Benefit is lot smaller? Do you have to be married for 10 years to get entitled for it if it allows you for it? Or it doesn't matter so long that you were married?

Hi,

Can I Switch From Drawing On My First Husband's Record To My Second Husband's Record?

Category: 

I am going to be 70 yrs. old in mid-Dec. of 2017 & have been collecting divorced widow’s benefits on my 1st husband since Jan. of 2008. (I filed in Nov. 2007 & turned 60 in Dec.) After this divorce, I married a 2nd husband who died at 44 yrs. old in 1988 while we were married. Soc. Sec. stated I could collect benefits from either one but collecting from my 1st husband would provide a small VA benefit also. The way it was verbally stated & written led me to believe this was included in the widow’s benefit check.

Why Aren't I Getting A Full Widow's Benefit?

Category: 

My husband retired at age 66 was going to continue to work. He died after 2 checks. I am also on SS at 62 which is just a very small amount. I am now getting survivor benefits but is much less than his full SS. The SS office is telling me because I am now 63 I collect his benefits based on my age. I find this unfair to be penalized and can't understand why I am not getting the full amount.

Hi,

I'm sorry for your loss.

Can I Draw Widow's Benefits And Disability Benefits?

Category: 

I lost my husband in April of 2015. I now collect his social security disability. I am able to sign up for his Social Security come April 20th of this year. 2018, I will be 60. My question is, will the Social Security disability stop? Or will I continue to receive both? Also was wondering about Widowers. Is there anything I should do in regards to that? Not sure what that all entails, if I should be getting that now, or if its even possible. Thanks so much.....

Hi,

I'm sorry for your loss.