Paid SS for 40 years. Working now for a school system that does not hold SS BUT REQUIRES 8% pay into teachers retirement that I will never be eligible to receive benefit. Does this reduce my SS retirement benefit when I retire? Do you pay SS voluntarily to not have zero average. Thanks for response
As long as you don't receive a pension, or lump sum in lieu of a pension, based on your non-covered work, it won't cause any reduction in your Social Security benefit amount.