I plan to take early retirement at 62 because I also get a small monthly pension from IBM. I will get 1800 from SS and my boyfriend will make 2400 monthly. If we live together, will our combined amount of $4200 stay the same or go down and why? Please reply ASAP because our future depends upon it.

Thank you,

Bobbi

Hi Bobbi,

I'm not sure that I understand your question. Your boyfriend's earnings would have no effect on your Social Security benefit rate, though, if that's what you're asking.

Best, Jerry