Ask Larry

Representative Payee

Is There A Limit On How Much Cash My Daughter Can Have In Her Checking Account?

I have an adult daughter who receives RSDI based on my wife's Social Security. She has a developmental disability that has prevented her from working since birth. My wife and I are both retired, and I am her Representative Payee. Some months she does not spend all of her monthly benefit. Her only asset is the RSDI. Is there a limit on the accumulated cash she can have in her checking account from the unspent RSDI?

Friday, September 10, 2021 - 15:25

Is My Payee Legally Liable For My Debts?

I was on SSDI FROM APRIL 2004
Until my first retirement Ck 4 2021
I had a payee in my SSDI. Would like to know why and what diagnosis was given
My son after his fathers death took over
He is now telling that since he is still a payee. I can’t get ahold of doc sec I have left my number 26 times stayed on hold for 2 hours
To find this out. If I want to purchase a car. Is he legally liable for my debt which I have perfect credit

Friday, April 9, 2021 - 09:14

Would Transferring My Daughter's Benefits To Her Account Make The Funds Safe From Being Returned To Social Security?

I have also received a letter from social security wanting the funds returned. I have saved it in a account but it is attached to mine. We have just taken me off her account so she is the sole owner.. I can transfer these funds to her account. Would that make these funds safe from being returned?

Sunday, March 21, 2021 - 10:45

What Should We Do With My Daughter's Conserved Benefits?

I have deposited some Social Security Disability benefit funds into a MOST 529 Education Plan for my daughter. She turns 18 tomorrow and like the previous question to you, we received the conserved funds to be returned back to SSA letter. Since this education plan is only to be withdrawn for educational purposes (we have to pay the school directly), there is a huge penalty for withdrawing for non-educational items. Should this account be transferred directly into my daughter's name as payee and beneficiary to stop SSA from wanting those funds back?

Thursday, February 18, 2021 - 11:46

Can My Mom Threaten To Take Control Of My SS?

can a relative (mom) threaten to take control of my SS if they say I'm not responsible enough. Info about me I am 43 yrs old born with spinia bifida. Live with mom, sister (45) her bf and their 2 kids. I use my own money to pay our cable, phone, internet, trash bill and half the cell bill and occasionally help with electric bill. My own basic needs (clothes, shoes, shower stuff, diapers, pop, snacks). Help buy dinner groceries. Loan my sister money.

Wednesday, July 1, 2020 - 09:23

What Are My Next Steps?

I am the payee of my daughter’s survivor benefits. She was in the social services system (CPS) for 18 months and now currently back in my custody. Social services said that they are entitled to a portion of her benefits but when she was returned to my custody she did not have any back payments issued. I have called SSA but they said they could not find who was the payee during those 18 months. I’m wondering what my next steps are. Thank you


Friday, May 1, 2020 - 07:58

Can I Pay My Phone Bill With My Child's SSI?

Can I pay my phone bill with my childs ssi ? We have alot of appointments so was wandering is it was we kinda need the phone


I assume you mean that you are the representative payee for your child. Your responsibility as a representative payee is to use your child's benefits for his or her current needs, and save any remainder for future needs. If the child lives in your household, you can use the child's benefits to pay for his or her reasonable share of household expenses.

Sunday, April 12, 2020 - 09:50

How Do I Get Reimbursed From Social Security?

Hi Larry, my brother recently passed away, and I have legal custody of his two daughters. However the girls mother fraudulently filed for his death benefits, as well as their monthly benefits. I took custody of the girls 2 months after he passed away, and their mother, and her mother filed on the two girls behave. They continued receiving their benefits for a total of 5 months, four of which I had custody. The final court order indicates that their mother, and her mother owe us over $27,000 in Social Security benefits that they received, and shouldn’t have had.

Sunday, March 29, 2020 - 18:30

What Am I Supposed To Do With My Granddaughters' Benefits?

I am retired and we have adopted our two granddaughters. I am receiving social security for myself and both my granddaughters. I don't understand why I am receiving their social security also and how I am supposed to use it. Am I supposed to give it to them, save it for them or use it to help raise them? My granddaughter thinks they should get it to spend or save however they want. She doesn't think we should use any of it for monthly expenses, etc. Your help would be appreciated.


Monday, April 29, 2019 - 10:01
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