Ask Larry

What Can I Spend My Son's SSI Benefits On?

Hi my son approved for ssi he gat pay back money he’s 4yr old in what’s can spend he’s money he need tv and I pad new bed he need toys he need diaper every day or can Isave he’s money for he’s future in the bank please I need some help let me know thanks

Hi. If you're the representative payee for your son, you must use his benefits for his current needs or save the benefits for his future needs. Current needs include thing such as clothing, food, and shelter. For example your son's benefits can be used to pay for his share of the rent or mortgage as well as the cost of his food. Items such as diapers would definitely be a proper use of benefits if your son requires diapers, but I think that Social Security would likely view things like a TV or iPad as luxury items. Therefore, you should check with Social Security before making any questionable purchases using your son's benefits.

Representative payees are required to file annual reports with Social Security explaining how the beneficiary's benefits were spent or saved, so you'll want to keep track of how you spend your son's benefits. I would also suggest reading the following Social Security publication that explains your responsibilities when acting as a representative payee: https://www.ssa.gov/pubs/EN-05-10076.pdf.

Best, Jerry

Posted: 
Jan 4 2023 - 10:57am
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