Ask Larry

If I Take Control Of My Check Would It Affect My Survivor Benefits?

I hope you can answer my question. I used to receive SSI it was then switched to Survivor Benefits from my mother, I am not sure why.
I have a payee now and am not happy with her performance record with my money. I was wondering if I canceled her as my payee and took control of my check, would it affect my Survivor Benefits at all.
Thank you for your assistance.

Hi. No, becoming your own payee would not affect your Social Security survivor benefit rate. You can apply to become your own payee by calling or visiting a Social Security office. Social Security will then likely ask your doctor(s) for input on whether or not they believe that you are capable of managing your own benefits.

Best, Jerry

Posted: 
Oct 16 2022 - 12:48pm
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