Does your software take into account Railroad Retirement Benefits? My Wife works for the railroad and will file for railroad retirement but I do not work for the railroad. Our Plan is to retire on Railroad retirement benefits until I turn 70, at 70 I would file for Social Security while she would continue to receive Railroad Benefits. However, I would still qualify for tier 2 benefits.

Hi, Our software doesn't handle Railroad Retirement Benefits. But we can help you sort out your best strategy for a fee. You can shoot me an email re this at kotlikoff@gmail.com.

best, Larry