Filing For Retirement Benefits

Larry,

I am three months from my 64th birthday and I plan on applying for my social security benefits this week. I know I am two years from full retirement but I am in a position (physically and mentally) that I really need to collect my social security earnings. Is it best to go to the SS office and file there or to file for my benefits online.

Hi,

Dear Larry,

I went to a social security office first thing and was called at 10:20 to be told by an agent that I should open an acct and do this online. If it only takes 10 minutes, that's how long she spent with me and made a telephone appointment. I don't function well with computers as I always pick the wrong thing. My birthday was in June, am now 70 and they are telling me to apply for June benefits. Is this correct?

Best, Mimi

Dear Mimi,