I'm currently receiving spousal benefits and plan to switch to my own record at age 70. Is there a special form or procedure that I need to follow when applying for benefits on my own record?

Hi. Not really. What you'll need to do is file an application for Social Security retirement benefits. When you file a restricted application for spousal benefits only, you specifically exclude your own retirement benefits from the scope of your application. Therefore, if you're collecting just spousal benefits then you haven't yet applied for your own benefits. Thus, you must file a separate application in order to claim your own benefits.

Social Security allows people to apply for benefits up to 4 months in advance of the month that they want to claim benefits, so you can initiate filing your application around that time.

Best, Jerry