My DOB 4/30/1952. My wife's 11/6/1956. Wife's benefit less than mine but over 50% of mine. I am still working. My plan is to have my wife apply for early benefits at age 62. Later that year, when I turn 66, I will file a restricted application for spousal benefits only, with the intent of changing to my own benefit at age 70.
Will this still work?
Thanks

Hi,

my husband is in the hospital with major surgery coming in 2 days he is 62 but didnt want to take early ss but now we are living pay check to paycheck he will probably never be able to work again in the same field or maybe he will not be able to work at all as per the dr we need to pay rent etc asap and i do not have the money coming in now so what is his bet way to go so we can get money fast ss disability? or just early ss @ 62 now thanks

Hi,

First off, best wishes with your husband's surgery.

I am 52 years old. My wife passed away one year ago at age 53. Both she and I have worked and contributed to Social Security all of our adult lives. We each earned close to 40 thousand gross income annually for the past ten to fifteen years. I am now trying to plan for my future retirement. I have no plans to remarry, but who can say? I would like to know what my options are regarding social security. I appreciate any information you can offer,
Robert

Hi Robert,

I'm sorry for your loss.

Dear Larry,
In short -
1. Husband (BD-1/49)with higher earnings retired at FRA (66) and is receiving benefits. He also still works. His PIA is $2040. ( but MC is taken out making paid benefit $1907 per mo.)
2. I, the lower earning but still-working spouse (BD-10/31/51) applied for and received Medicare starting 10/1/16. I pay for my Medicare quarterly. It is now mid-July 2017 and I am w/in 2 & 1/2 mo. of reaching FRA. I have no intention of taking RIB until I reach 70 yrs.

Hello - I am almost 59 and my husband almost 65. I am the higher income earner. Can my husband start his own SS benefits at his FRA and then when I start my own SS benefits in roughly 7-8 years, can he switch to the spousal benefit as half of mine at that time will be more than what he gets on his own? Thank you!

Hi,

Hi! Thank you so much in advance for your answer.

My husband passed in 1999 at 58. I am still working. When I collect his social security when I turn 66 and earn as much money as I want? Then I will take mine 67 Or 68 since will be greater.

Hi,

I began taking Social Security at 62 for $1800 I am now 65. I would like to know if I can suspend my benefits now , and collect on my ex-wife's Social Security benefit ,( she is 66 making 1500/ mo on a disability SS), then restart mine at 70

Hi,

No, you can't. You could suspend your benefits at age 66 and resume them at a 32% higher rate age 70, but you wouldn't be able to draw divorced spousal benefits while your benefits are suspended.

Best, Jerry

I am married to a much older man . When he passes away can I collect his social security. I am in my 60's and do not want to collect on mine until of age. Can I collect both? I still have to work .. can I collect his while still working without be penalized . We need me to work on top of his SS to live
Thank You

Hi,

I filed for my DOE on June 17th 2017. I was inform by my SSA claims specialist that since I am at full retirement age (DOB: 9/12/48) I could change my DOE to 1/2017 and receive a retro active lump sum benefit of $9200.00. Is That true? Why not wait another 15 months and file then or just filer now. I am in good health. Or just file get the process going. I could die tomorrow!!!

Hi,