I became disabled just before I turned 50 and was collecting SSDI benefits. My ex died 2 years previously, so I began collecting DWB when I turned 50. I receive two different deposits, not sure why-statements both say the same thing. (Any idea why I receive two?) I assume I am receiving the 28.5% reduction. After reading many of your articles, it looks as if this reduction will go away for me at FRA. My question, does this happen automatically - or do I have to apply/talk to Social Security about this??