I am 75. I delayed filing until age 70 and currently receive around the maximum benefit, $4500 per month.
My spouse is 60 and qualifies on her own work record. If I die in the next year could she file for reduced benefits on her record at 62 and then apply for survivors benefit at age 67 and get 100% of my current benefit(adjusted for cost of living)?
If I am still alive in a few years, could she also file for reduced benefits on her record at 62 and then apply for survivors benefit at age 67 and get 100% of my current benefit(adjusted for cost of living)?
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Latest Questions and Answers
If I Die Can My Wife File For Reduced Benefits On Her Record At Age 62 And Then Apply For My Full Amount When She Turns 67?
Posted: Mar 29 2023 - 5:39pm
Can I Still Get The 8.7% COLA If I Wait Until I Turn 70 To Apply?
I turn 68 in April, if I don't apply for social security until I turn 70 in 2025, will I still get the 8.7% increase for 2023 ?
Hi. Yes. Social Security retirement benefit rates for everyone born prior to January 2 1961 will be credited with the recent 8.7% cost of living (COLA) increase no matter when they start collecting benefits.
Posted: Mar 29 2023 - 5:30pm
How Will Benefits Be Affected When One Of The Children Drawing Benefits Turns 18?
Hi - father with disability is receiving SSDI $1,500, his two children are receiving $600 for both, one of the children is turning 18, how will the benefit be affected, go away? The child is not disabled and not in school. Thank you
Hi. Once a child turns age 18 they can only remain eligible for child benefits if they are either still in high school or they are disabled. So, it sounds like the child turning age 18 in your example will stop receiving benefits effective with the month they reach age 18.
However, based on the benefit amounts cited . . . Read More
Posted: Mar 29 2023 - 7:56am
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