Ask Larry

Widow's Benefits

Why Can't My Mom Continue Receiving My Deceased Father's Social Security Benefits?

My father died in 2010 and was getting his SS benefits, but after he died my mom wasn't able to continue getting those benefits. Why? My father worked all his life to get access to those dollars for himself and my mom and now she gets none of it. How is that right, can that be reversed and where has that money gone?


Wednesday, February 8, 2017 - 10:30

Can I Receive Benefits On My First Husband's Record?

Hi Larry,
My first husband died 43 years ago, I was 30, drew Social Security on me and the children who were 5 and 7. I raised my boys and 17 years later remarried happily for 21 years. He passed away 5 years ago, question is can I draw widow benefits on my first husband? I am retired, 72 and draw widows benefits from my second husband. Someone just told me yes I can. I don't think I can. Thank you


I'm sorry for your loss.

Thursday, February 2, 2017 - 07:00

Can I Receive Higher Benefits As A Widow?

Someone said that at age 70 I could receive 32% more social security benefits filing for the "Widow's Pension" (my husband died during our marriage). I, however, am on Social Security Disability (which may now be considered regular social security), and wonder if this applies to me if I receive about $1,312 per month and have help paying medicare part B insurance premiums, etc. (I think the total is about $15,696 per year). Thank you for your help.


Monday, January 30, 2017 - 05:00

Can A Widow Still Get Benefits If She Remarries After Age 60 To A Husband She Previously Divorced?

I read your book, and loved it, but I can't find anything that covers the specific question. You do talk about the potential of divorce to obtain benefits, so I have a hypothetical for you. Hypothetical: A widow of a man entitled to Social Security benefits was to get remarried and subsequently divorced BOTH prior to age 60 ( that is, married before age 60 and divorced before age 60) and began applying for and receiving Widows benefits.

Friday, January 20, 2017 - 08:15

Can My Mother Get Both Disability And Widow's Benefits?

This is a question for my mom. Her husband just passed away today. He was collecting SS. She also gets disability. Will she be able to collect both? People have said she could only collect one. I know she couldn't collect hers and his SS...but is disability considered SS?? Any help with these questions will be greatly appreciated. Thanks for taking the time


I'm sorry for your loss.

Thursday, January 19, 2017 - 07:15

Can My Mother Receive Survivor Benefits On Both Of Her Deceased Husbands' Records?

My mother is 82 yrs old and cannot ask this question unless we both go into the Social Security office in Portland, Maine. Hopefully, you can give us a quick answer? Mom has received SS survivor's benefits after my father, Fred passed in 1990. She then re-married in 2001at age 66 and continued to collect my Dad's SS benefits. So Mom received approximately $1,000 per month and her new husband, Jerry received his SS benefits of about $1,000 per month. Recently, Jerry passed unexpectedly - will my Mom have to live on $1,000 per month from now on?

Sunday, January 8, 2017 - 06:30

How Is My Mother's Survivor Benefit Calculated?

Asking for my mother (77 years old): Dad (80 years old) just passed away in November 2016. Dad's SS check was $1600 per month. Mom was a stay at home mother most of her life. Late in life she worked for a state college earning a $600. per month pension. She has files for survivors benefits and just found out she will receive $500.00 per month. When I use the SS estimator and take 2/3rds of her $600.00 ($400) and subtract that from what Dad was getting.... Mom should get $1200 per month for the survivor benefits??? How am I getting this number?? What do I not know??

Saturday, January 7, 2017 - 16:15
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.
$40 Annual Household License
$250 Annual Financial Advisor License