I am drawing a pension from Canada. Part of it is for work for Canadian employers (CPP). And part of it is a benefit based on years of residence in Canada (OAS).

I have elected to defer my Social Security benefit for a couple years, when I turn 70. I know I am subject to the WEP then, although by then I will have 27 years of substantial contributions to SS.

My wife is a teacher in Connecticut covered by the State Teachers Retirement Plan and does not pay into Social Security. Maximize My Social Security shows that she will receive a survivor's benefit if I die first. I have paid Social Security Tax since 1975 and have substantial earnings since 1979. A financial planner told us that if I die first, my wife will not receive a survivor's benefit because she only has 9 years of substantial earning under Social Security and is subject to WEP and GPO. Why does Maximize My Social Security show the survivor's benefit for my wife?

My husband is 71 and waited until 70 to claim SS. I am 66 and have not claimed. I was told I could claim Spousal Benefits now then at 70, decide whether to file for my own or stay on Spousal. We went to SS office that said NO because I draw a pension from my teaching career where no SS was taken out. Is this correct?

Hi,

I received social security (disability) under my husband record who is deceased. I have not worked since 2005 but I am not retired and plan to do so this year under the pension plan. Will my income be reduced, I am 64.

Hi,

I will be 62 in November. I can begin drawing teacher retirement in 3 years and want to know if I can begin drawing Social Security at 62. How will this affect my teacher retirement?

Hi,

i have pension from UK .worked in USA have worked 10 years ,have 10 ceadis . if i apply do i have to declare my pension i get from UK, if i declare would it affect UK pension,What is Windfall EP, does it affect me . i am thinking to moove back in UK. or India . Do USA/UK exchange my information.Please answer me asap as i have to travel as my mother is sick, i am 70 year old.please give me your Tele no so i can have consultation. thanks.

Hi,

To pay medical insurance I want to collect my SS (I will be 64 in Aug). My husband is from the UK and he has credits for about 20 yrs work in the UK We married in 1987 and he retired in 2005 after 18 yrs working in US, He is receiving US SS and a small reduced UK SS. Questions - I understand he was supposed to inform US SS about the UK SS (when he filled out the papers he was honest and told both of them, the US that he was going to file in the UK and the UK that he had an US SS)? and does any of this have an effect on my SS which is more because I worked for 30 yrs.

Client A is had no non-covered pension and is eligible for Social Security on own record. Client B (A's spouse) has non-covered pension with survivor benefit. If client B dies and client A thus begins receiving a survivor's benefit from the non-covered pension, is client A's social security now reduced for WEP?

Thanks

Hi,

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Couple (both 63) - he elected to rollover what would have been pension benefits, so he has no pension but would have SS benefits of approximately $2,700 a month at 66. She is a teacher and her SS benefits show now as $289 a month at 66; she would also have a teacher pension of $18,000 a year by then. If he dies at say age 68, would she get his full SS benefit (plus her own pension) or would it be reduced in some way? I'm thinking a windfall issue in here somewhere. Thanks!

Hi,

I hope you can enlighten me on the following situation.
I am widowed and took my survivor benefits at age 60. I am 63 years now and also entitled to my pension from my work in Germany. Is it correct that social security will reduce my widows benefit by 2/3? My own US benefit is quite small at approx 500$ a month. My german benefit is approx $700 per month. My widows benefit is $1232 a month. So just keep the survivor benefit? I am still working at this point.
Thank you for your assistance.

Hi,