Maximize My Social Security
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I've been "on board," with your invaluable counsel, at first via your book and shortly thereafter, your software, which I purchased in mid-November of 2015 and have subsequently renewed. I am presently at a key decision making crossroads as to pulling the trigger on my S.S. benefits: I am about to turn 66 this week (DOB: 2/9/51). At the same time, my spousal and dependent situation is quite idiosyncratic:
I plan to retire @ 70 next year (2017) and have found that my maximum monthly benefit has been decreased in 2016 (Newsmax or BBC article following) Will there also be a decrease in 2017? I am struggling to wait the 4 extra years only to see my maximum benefit decreasing. Do you know about this change?
Thank you for your response. Attached please find the software results we ran on 15Nov2015... after the model had been updated.
The report recommends I file for "spousal benefits" after my wife files a FRA. Then, she files for "spousal benefits" when I reach 70. As I understand the outcome, it is essentially the same thing as filing and suspending, without calling it that. And, interestingly the final Social Security payout yielded the same numbers (exactly) as our previous file & suspend scenarios run about 3 years before.
Hi Larry, No specific question --I just love reading your column - and just found this new site -
I would like to order my own Maximize My Social Security --
can your team help and send me a link??
many thanks, -
Really happy you like my column. Please just click Purchase on our site (www.maximizemysocialsecurity.com) and the purchase the $40 household version of the program.
My best, Larry