Hi, I read on a web site that if you start SS prior to FRA and are self employed that SS will look at whether or not you are performing substantial services in each year up to FRA even if you are under the annual earnings limit. Is that incorrect?

Hi,

Hello Larry,

Larry, I plan to retire at the end of the year (12/31/2019) and start drawing social security in January. I will be 64 in November 2019, so I will be subject to earnings limit next year. My question is - will my earnings limit be tested monthly or yearly? I would like to work on a contract basis, so I would earn more than a monthly limit in a given month, but will keep my earnings under the yearly limit. Thanks

Hi,

I started early retirement June 1st but my paycheck is every two weeks I have one week inMay and one week in June my one week and may was full-time my 1 week in June was part time will they catch that and be able to discriminate against it or will I get screwed because I work full-time one week

Hi,

Hi.

My wife passed away at age 56 and she did accrue some Social Security Benefits. I plan on retiring at age 60.5 and will be applying survivor's benefits under her account. This will amount to around $730/month (this is what a SS representative told me when I called them.

Hello Larry,

Hi Larry - I'm 62 years old - born in 1957, but husband died in 2011 at the age of 56 (he was born in 1955) I work full time and make more than $80,000. At what point would I be able to collect his/my social security ?

Hi,

I'm sorry for your loss.

I understand if I continue to work past 62 y/o, the employment income will negatively impact my monthly social security benefit. Will dividends and interest from stocks and mutual funds negatively impact my S.S. benefit? Also, should I delay 401K withdrawels as long as possible? Thanks! RLG

Hi RLG,

1- I am self-employed. If I retire at 62 in April of 2019 can I still use the Annual method for the cap on what I can earn in 2019? 2- For 2019 and on-going, If I use either the Annual or the monthly method of calculating my maximum earning over and above my SS do my job expenses lower my income? For example, if I drive for Uber does my cost of maintaining a Car the .58 cents per mile okay to deduct from my earnings?

Hi,

I retired in Feb of 2019 at 62 year old. I have been earning $500 a month for Jan thru April from part-time work. I have the opportunity to take a temporary job for 4 to 5 months ( May to Sept) earning $4000 per month. I receive $1375 in monthly SS benefits and my children receive $1570 in monthly SS benefits. Will I loose all benefits for those months or will it be reduced by the $1 for $2 earned over the monthly limit.

Hi,