I am 57 and a widow. I'm considering remarrying in 2018. My future husband is a civil service retiree and does not receive social security. I did not work outside of the home thus my ss benefit is minimal. If after my remarriage, my second husband passes away, can I receive a widow's benefit at my full retirement age? Would I have a penalty because of my remarriage?

Hi,

Yes, it sounds like you could potentially qualify for widow's benefits on your first husband's record in the future if your new marriage ends in death or divorce (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html). There would be no penalty for having remarried other than the fact that you wouldn't be able to draw widow's benefits while your new marriage is in effect, assuming that the remarriage occurs prior to when you turn age 60.

Best, Jerry